20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Vermont Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant/Abandoned Account | $5 | per month | None |
| Account Reconciliation/Research fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| NSF/UCF/Overdraft Privilege | $25 | per item | None |
| Return Item fee | $25 | per item | None |
| Overdraft/UCF Transfer fee | $2 | per item | None |
ATM & Card | |||
| FREE (international exchange Replacement Plastic Card fee | $15 | per item | None |
Wire Transfers | |||
| Wire Transfer (outgoing domestic) | $20 | per item | None |
| Wire Transfer (incoming fee) | $10 | per item | None |
| Wire Transfer (outgoing foreign) fee | $40 | per item | None |
Check Services | |||
| Official Check fee | $5 | per item | None |
| Money Order fee | $4 | per item | None |
| Stop Payment fee | $20 | per item | None |
| Temporary Check fee | $2 | per item | None |
| Check Cashing Fee | $5 | per item | None |
| Copy of Share Draft fee | $2.50 | per item | None |
Digital & Electronic | |||
| Bill Payment fee | No charge | Not stated | None |
| Expedited Bill Pay | $26.95 | Not stated | None |
Account Services | |||
| Drill Box fee | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box fees | $100 | Not stated | None |
| IRS Tax Levy fee | $50 | per item | None |
Gift & Prepaid Cards | |||
| Visa® Gift Card | $2.50 | per item | None |
Other Fees | |||
| Account History Copy fee | $2 | per item | None |
| Statement Copy fee | $5 | Not stated | None |
| Skip Payment fee | $15 | per item | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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