24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 29, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Secure Checking Account
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Truservice Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per month
per item
per item
per item
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Secure Checking Account Monthly service charge | $5 | per month | None |
| Low Balance Fee | $10 | Not stated | None |
| Account Closure | $25 | Not stated | None |
| Dormant Accoun | $3 | per month | None |
| Escheatment Processing | $25 | Not stated | None |
| Account Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement – Simple Checking | $3 | per month | None |
| Excessive Withdrawal | $15 | per item | None |
| Excessive Withdrawal | $5 | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $30 | per item | None |
| Overdraft | $30 | per item | None |
| NSF | $30 | per item | None |
| Returned Item | $30 | per item | None |
| Overdraft Protection Transfer | $5 | per item | None |
Wire Transfers | |||
| Wire Transfer – Outgoing Domestic | $18 | per item | None |
| Wire Transfer – Incoming Domestic | $10 | per item | None |
| Wire Transfer – Outgoing International | $45 | per item | None |
| Wire Transfer – Incoming International | $20 | per item | None |
Check Services | |||
| Cashier’s Check | $8 | per item | None |
| Money Order | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment Cancellation | $30 | Not stated | None |
| Counter Check – Third Party | $3 | per item | None |
| Temporary Checks | $1 | per item | None |
| Member Check Cashing without a Checking Account | $5 | Not stated | None |
| Non-Member Check Cashing | $5 | Not stated | None |
| Items Sent for Collection | $15 | per item | None |
Cash & Deposit | |||
| Deposited Item Return | $30 | per item | None |
Account Services | |||
| Safe Deposit Box 3×10 | $35 | per year | None |
| Safe Deposit Box 5×10 | $50 | per year | None |
| Safe Deposit Box Rental | $25 | per year | None |
| Legal Process | $100Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposit | $25 | Not stated | None |
Lending Fees | |||
| Late Fee | $10Not compared: Annual charge, not per item | per year | None |
Gift & Prepaid Cards | |||
| Gift Card Purchase | $3 | Not stated | None |
| Prepaid Debit Card Purchase | $5 | Not stated | None |
| Prepaid Debit Card Reload | $5 | Not stated | None |
Other Fees | |||
| Account Activity or Statement Copy | $3 | Not stated | None |
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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