Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Local Union 392 Federal Credit Union

Cincinnati, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$30Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=dormant_account; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Dormant Account Fee | $30.00 | After 2 Years" · Source

Overdraft & NSFVerified

NSF (Insufficient Funds) Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=nsf; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="NSF (Insufficient Funds) Fee | $20.00 | Per Item" · Source
NSF ATM Withdrawal$20Below the typical range ($25–$31 nationally)
$10 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=nsf; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="NSF ATM Withdrawal | $20.00 | Per Transaction" · Source

ATM & CardVerified

ATM Card$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #4925. canonical_hint=atm_non_network; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="ATM Card | Free | N/A" · Source

Check ServicesVerified

Stop Payment Order$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=stop_payment; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Stop Payment Order | $15.00 | Per Item" · Source

Lending FeesVerified

Loan Processing Fee (Collateralized Loans Only)$75Above the typical range ($25–$50 nationally)
$40 above the national median
Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=loan_origination; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Loan Processing Fee (Collateralized Loans Only) | $75.00 | Per Collateralized Loan" · Source
Loan Skip-a-Payment Fee$35Above the typical range ($15–$25 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=late_payment; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Loan Skip-a-Payment Fee | $35.00 | Per Loan Skip" · Source

Other FeesVerified

Statement Reprint Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=document_reproduction; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Statement Reprint Fee | $5.00 | Per Item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=dormant_account; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Dormant Account Fee \| $30.00 \| After 2 Years"	Source
Overdraft & NSFVerified
NSF (Insufficient Funds) Fee	$20Below the typical range ($25–$31 nationally)	$10 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=nsf; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="NSF (Insufficient Funds) Fee \| $20.00 \| Per Item"	Source
NSF ATM Withdrawal	$20
ATM & CardVerified
ATM Card	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #4925. canonical_hint=atm_non_network; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="ATM Card \| Free \| N/A"	Source
Check ServicesVerified
Stop Payment Order	$15Below the typical range ($20–$30 nationally)	$12 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=stop_payment; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Stop Payment Order \| $15.00 \| Per Item"	Source
Lending FeesVerified
Loan Processing Fee (Collateralized Loans Only)	$75Above the typical range ($25–$50 nationally)	$40 above the national median	—	Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=loan_origination; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Loan Processing Fee (Collateralized Loans Only) \| $75.00 \| Per Collateralized Loan"	Source
Loan Skip-a-Payment Fee
Other FeesVerified
Statement Reprint Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4925. canonical_hint=document_reproduction; text_hash=256ea5ebcef1c245411f69e71f113a8e94ecbac7d553ad36bc0ff23de1877347; excerpt="Statement Reprint Fee \| $5.00 \| Per Item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

Total fees: 8 — leaner than most institutions

Published fees

Under review

Assets

$17.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.5M

Total deposits

$14.7M

Service charge income (year to date)

$19K

Fee income ratio

3.5%

Return on assets

1.35%

Financial profile · Pro

Performance from regulator filings

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