Affinity Plus Federal Credit Union

Headquarters: Saint Paul, Minnesota
Charter: Credit Union
Assets: $5.0B
Fed district: Minneapolis

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
BundleUp Checking
Affinity Plus Federal Credit Union: $7
Affinity Plus Federal Credit Union: $7
U.S. median: no median
Overdraft (OD)
Affinity Plus Federal Credit Union: $15
Affinity Plus Federal Credit Union: $15
U.S. median: no median
Wire Transfer (Domestic Out)
Affinity Plus Federal Credit Union: $25
Affinity Plus Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Affinity Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

BundleUp Checking Fee$7
per month
A+ Money Market Minimum Balance$20
Checking Account Minimum Balance - Dividend-bearing$6

Overdraft & NSF

OVERDRAFT/COURTESY PAY ITEM When we cover a non-sufficient funds$15
per item
Overdraft/Courtesy Pay Daily Cap (audience not stated, treated as personal)$90
per day

Wire Transfers

Wire Transfer Outgoing Domestic$25
Wire Transfer - Incoming$10
per transaction
WIRE TRANSFER: Incoming$10
Wire Transfer Outgoing Foreign$50

Check Services

Personalized Checks - Interest Reward CheckingNo charge
Stop Payment - per check$35
per item
STOP PAYMENT To cover the cost of stopping$35
per item

Other Fees

Loan Payment (non-Affinity Plus debit card)$12
per transaction
Skip-a-Payment$30

Fee	Amount	Basis	Note
Account Maintenance
BundleUp Checking Fee	$7	per month	None
A+ Money Market Minimum Balance	$20	Not stated	None
Checking Account Minimum Balance - Dividend-bearing	$6	Not stated	None
Overdraft & NSF
OVERDRAFT/COURTESY PAY ITEM When we cover a non-sufficient funds	$15	per item	None
Overdraft/Courtesy Pay Daily Cap (audience not stated, treated as personal)	$90	per day	None
Wire Transfers
Wire Transfer Outgoing Domestic	$25	Not stated	None
Wire Transfer - Incoming	$10	per transaction	None
WIRE TRANSFER: Incoming	$10	Not stated	None
Wire Transfer Outgoing Foreign	$50	Not stated	None
Check Services
Personalized Checks - Interest Reward Checking	No charge	Not stated	None
Stop Payment - per check	$35	per item	None
STOP PAYMENT To cover the cost of stopping	$35	per item	None
Other Fees
Loan Payment (non-Affinity Plus debit card)	$12	per transaction	None
Skip-a-Payment	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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