22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 27, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Siouxland Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly maintenance charge | No charge | per month | None |
| Minimum balance fee below $250.00 (audience not stated, treated as personal) | $5 | Not stated | None |
| Fee for a dormant account | $5 | per month | None |
| Balancing Fee (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research Fee (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Each share withdrawal in excess of 3 per quarter (unless balance of in any account or have a checking account) | $2 | Not stated | None |
| Return Mail/Statements (monthly) | $5 | per month | None |
Overdraft & NSF | |||
| Check Overdraft (ea. debit/draft paid) - and up (negative balance) 6 per day | $23 | per item | None |
| Courtesy Pay Overdraft Fee (ea.) $- and up (negative balance) | $23 | Not stated | None |
| Overdraft (ATM/Debit Card) | $23 | Not stated | None |
| Check Non-Sufficient Funds Item (ea.) - and up (negative balance) | $23 | Not stated | None |
ATM & Card | |||
| ATM per transaction fee in excess of 6 per month from savings | $1 | per item | None |
| Replace ATM/Debit card | $10 | Not stated | None |
Wire Transfers | |||
| International Wire Transfer | $50 | Not stated | None |
Check Services | |||
| Cashier Check | $3 | Not stated | None |
| Stop Payments (all items) | $23 | Not stated | None |
| Counter Checks | $1.25 | per item | None |
| Check Cashing (non-members) | $5 | Not stated | None |
| Bill Payer Copy of Check (ea.) | $10 | Not stated | None |
| Copy of check/by fax | $3 | Not stated | None |
Digital & Electronic | |||
| ACH return | $23 | Not stated | None |
| Bill Payer (per month) | No charge | per month | None |
| Bill Payer Overnight Check | $15 | Not stated | None |
| Bill Payer Same Day (electronic) | $10 | Not stated | None |
Account Services | |||
| Notary Service (non-member) | $5 | Not stated | None |
| Late Fee (audience not stated, treated as personal) | $5Not compared: Monthly charge, not annual | per month | None |
| Replacement Key (audience not stated, treated as personal) | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $45 | Not stated | None |
| Garnishment/Levies | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card (ea.) | $3 | Not stated | None |
Other Fees | |||
| Copy of Statement/Account Printout (ea.) | $3 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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