21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 10, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 10, 2026
Call-report figures are for Argent Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Argent Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 10, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $583K in Q2 2026, 10% above the same quarter a year earlier ($530K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Premium Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 3.6% from Q3 2025 to Q2 2026, to $583K.
$583K
Argent Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Argent Federal Credit Union · $572M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Argent Federal Credit Union(this institution) | Chesterfield, VA | $572M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ascentra Federal Credit Union | Bettendorf, IA | $596M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Associated Credit Union of Texas | League City, TX | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cabrillo Federal Credit Union | San Diego, CA | $574M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| City Of Boston Federal Credit Union | South Boston, MA | $544M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Diversified Members Federal Credit Union | Detroit, MI | $589M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dutch Point Federal Credit Union | Wethersfield, CT | $565M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Education First Federal Credit Union | Beaumont, TX | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Embold Federal Credit Union | Oregon City, OR | $596M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Firelands Federal Credit Union | Bellevue, OH | $580M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First New York Federal Credit Union | Albany, NY | $574M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First U.S. Community Federal Credit Union | Sacramento, CA | $548M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Freedom Of Maryland Federal Credit Union | Bel Air, MD | $557M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Heartland Federal Credit Union | Springfield, IL | $574M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| I-C Federal Credit Union | Fitchburg, MA | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Partners 1St Federal Credit Union | Fort Wayne, IN | $546M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pearl Hawaii Federal Credit Union | Waipahu, HI | $545M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Resource One Federal Credit Union | Dallas, TX | $555M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Securityplus Federal Credit Union | Baltimore, MD | $597M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Simplicity Federal Credit Union | Marshfield, WI | $547M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Siu Federal Credit Union | Carbondale, IL | $591M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Soarion Federal Credit Union | San Antonio, TX | $556M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tech Federal Credit Union | Crown Point, IN | $599M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Southern Federal Credit Union | Fayetteville, GA | $560M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Transcend Federal Credit Union | Louisville, KY | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| U. T. Federal Credit Union | Knoxville, TN | $554M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $6, against a peer median of $6 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Argent Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $583K | +$22K | +3.9% |
| Q1 2026 | $561K | −$15K | −2.6% |
| Q4 2025 | $576K | +$13K | +2.3% |
| Q3 2025 | $563K | +$33K | +6.2% |
| Q2 2025 | $530K | −$18K | −3.3% |
| Q1 2025 | $548K | −$47K | −7.9% |
| Q4 2024 | $595K | −$3K | −0.5% |
| Q3 2024 | $598K | +$24K | +4.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Argent Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Premium Checking Maintenance Fee | $6 | per month | None |
| Penalty for Early Closing for Holiday and Vacation Clubs only | $12.50 | Not stated | None |
| Account Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Withdrawal for Holiday and Vacation Clubs only | $10 | per item | None |
| Excessive Withdrawal (of any kind, if over 6 per month) | $30 | per item | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Check Privilege (also referred to as Courtesy Pay) | $30 | per item | None |
| Non-Sufficient Funds (NSF) | $30 | per item | None |
| NSF/CheckPrivilege Fee | $30 | Not stated | None |
ATM & Card | |||
| ATM Balance Inquiries | $1.50 | per item | None |
| ATM Withdrawals & Transfers | $1.50 | per item | None |
| Replacement Card | $10 | per item | None |
| Replacement Card (Individual) | $15 | per item | None |
| Replacement Card (Joint) | $20 | per item | None |
| Replacement Card Expedited | $25 | per item | None |
| Rush Fee (Overnight) | $30 | per item | None |
| Foreign Transaction Fee | 1%of the transaction | per transaction | None |
Wire Transfers | |||
| Wire Transfer: Outgoing | $15 | Not stated | None |
| Incoming wire (audience not stated, treated as personal) | $2 | per item | None |
Check Services | |||
| Teller Check | $2 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment on Balance Consolidation Request | $25 | per item | None |
| Check Cashing (if member is age 19 or older and account balance is less than $100.00) | $3 | per item | None |
| Check Copy | $3 | per item | None |
Cash & Deposit | |||
| Deposit Item Return | $30 | per item | None |
| Deposit Item Return – 2 Party | $15 | per item | None |
Account Services | |||
| Drill Charge | $250Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key | $100Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10” x 10” | $110 | per year | None |
| Safe Deposit Box 10” x 10” (audience not stated, treated as personal) | $110 | per year | None |
| Safe Deposit Box 3” x 10” | $50 | per year | None |
| Safe Deposit Box 3” x 10” (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box 3” x 5” | $35 | per year | None |
| Safe Deposit Box 3” x 5” (audience not stated, treated as personal) | $35 | per year | None |
| Safe Deposit Box 5” x 10” | $80 | per year | None |
| Safe Deposit Box 5” x 10” (audience not stated, treated as personal) | $80 | per year | None |
| Levy, Lien, Garnishment Processing | $50 | per item | None |
| Verification of Deposit | $30 | per item | None |
Other Fees | |||
| Loan Extension | $30 | per item | None |
| Loan Payment by Phone using ACH or Debit Card | $4.95 | per item | None |
| Returned Loan Payment | $30 | per item | None |
| Skip-A-Payment | $30 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Premium Checking Maintenance Fee | $6 | per month | None |
| Penalty for Early Closing for Holiday and Vacation Clubs only | $12.50 | Not stated | None |
| Account Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Withdrawal for Business Share/Savings, Share/Savings and Share Club only | $9 | per item | None |
| Excessive Withdrawal for Holiday and Vacation Clubs only | $10 | per item | None |
| Excessive Withdrawal (of any kind, if over 6 per month) | $30 | per item | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Check Privilege (also referred to as Courtesy Pay) | $30 | per item | None |
| Non-Sufficient Funds (NSF) | $30 | per item | None |
| NSF/CheckPrivilege Fee | $30 | Not stated | None |
ATM & Card | |||
| ATM Balance Inquiries | $1.50 | per item | None |
| ATM Withdrawals & Transfers | $1.50 | per item | None |
| Replacement Card | $10 | per item | None |
| Replacement Card (Joint) | $20 | per item | None |
| Replacement Card Expedited | $25 | per item | None |
| Rush Fee (Overnight) | $30 | per item | None |
| Foreign Transaction Fee | 1%of the transaction | per transaction | None |
Wire Transfers | |||
| Wire Transfer: Outgoing | $15 | Not stated | None |
Check Services | |||
| Teller Check | $2 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment on Balance Consolidation Request | $25 | per item | None |
| Check Cashing (if member is age 19 or older and account balance is less than $100.00) | $3 | per item | None |
| Check Copy | $3 | per item | None |
Cash & Deposit | |||
| Deposit Item Return | $30 | per item | None |
| Deposit Item Return – 2 Party | $15 | per item | None |
Account Services | |||
| Drill Charge | $250Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key | $100Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10” x 10” | $110 | per year | None |
| Safe Deposit Box 3” x 10” | $50 | per year | None |
| Safe Deposit Box 3” x 5” | $35 | per year | None |
| Safe Deposit Box 5” x 10” | $80 | per year | None |
| Levy, Lien, Garnishment Processing | $50 | per item | None |
| Verification of Deposit | $30 | per item | None |
Other Fees | |||
| Loan Extension | $30 | per item | None |
| Loan Payment by Phone using ACH or Debit Card | $4.95 | per item | None |
| Returned Loan Payment | $30 | per item | None |
| Skip-A-Payment | $30 | per item | None |
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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