North Country Federal Credit Union

Headquarters: Burlington, Vermont
Charter: Credit Union
Assets: $1.1B
Fed district: Boston

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $15, its standard fee, the highest of its prices
North Country Federal Credit Union: $5 to $15
North Country Federal Credit Union: $5 to $15
U.S. median: no median
NSF / Returned Item
North Country Federal Credit Union: $15
North Country Federal Credit Union: $15
U.S. median: no median
Non-Network ATM
North Country Federal Credit Union: $1
North Country Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Vermont: Banks and credit unions headquartered in Vermont that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from North Country Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Share Balance Under $5.00$2
per month
Inactive Share Draft$2
per month
Account Research/Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour
Excess Withdrawal (MMA)$10

Overdraft & NSF

Overdraft (OD)$5
Overdraft NSF Fee$15
per item
Overdraft Privilege Fee - Paid Items$15
per item
Pathways Checking Overdraft NSF Fee$5
per item
Returned For NSF/Uncollected Funds$15
per item
Sustained overdraft fee (audience not stated, treated as personal)$5
Transfer from Overdraft LoanNo charge

ATM & Card

ATM Out of Network Fee$1
Card Replacement$20

Wire Transfers

Wire Transfer Fees: Incoming$10

Check Services

Official Check$5
Stop Payment$15
per item
Canadian Check Collection$25
per item
Other Foreign Check Collection$50
per item
Check Copy$2.50

Cash & Deposit

Returned Deposit Fee$20
per item
Returned Deposit Fee - Same Maker$17.50
per item

Account Services

Notary Public$5
Drilling$250
Not compared: Box drilling or key fee
Key Replacement$20
Not compared: Box drilling or key fee
Legal Process (Levy, etc.)$35

Other Fees

Statement Copy$5
External Loan Payments by Phone$15

Fee	Amount	Basis	Note
Account Maintenance
Share Balance Under $5.00	$2	per month	None
Inactive Share Draft	$2	per month	None
Account Research/Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Withdrawal (MMA)	$10	Not stated	None
Overdraft & NSF
Overdraft (OD)	$5	Not stated	None
Overdraft NSF Fee	$15	per item	None
Overdraft Privilege Fee - Paid Items	$15	per item	None
Pathways Checking Overdraft NSF Fee	$5	per item	None
Returned For NSF/Uncollected Funds	$15	per item	None
Sustained overdraft fee (audience not stated, treated as personal)	$5	Not stated	None
Transfer from Overdraft Loan	No charge	Not stated	None
ATM & Card
ATM Out of Network Fee	$1	Not stated	None
Card Replacement	$20	Not stated	None
Wire Transfers
Wire Transfer Fees: Incoming	$10	Not stated	None
Check Services
Official Check	$5	Not stated	None
Stop Payment	$15	per item	None
Canadian Check Collection	$25	per item	None
Other Foreign Check Collection	$50	per item	None
Check Copy	$2.50	Not stated	None
Cash & Deposit
Returned Deposit Fee	$20	per item	None
Returned Deposit Fee - Same Maker	$17.50	per item	None
Account Services
Notary Public	$5	Not stated	None
Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$20Not compared: Box drilling or key fee	Not stated	None
Legal Process (Levy, etc.)	$35	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
External Loan Payments by Phone	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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