Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mosaic Federal Credit Union

Harrisonburg, VirginiaCredit UnionRichmond Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee$25Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$10Below the typical range ($25–$33 nationally)
$20 below the national median$20 below the Virginia median
Source
NSF Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Virginia median
Source

Check ServicesVerified

Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$10 below the Virginia median
Source
Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median$1 below the Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median$15 above the Virginia median	per quarter	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$20 below the Virginia median	—	—	Source
NSF Fee	$30
Check ServicesVerified
Stop Payment Fee	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$10 below the Virginia median	—	—	Source
Check Copy Fee	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

5 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$8.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.8M

Total deposits

$8.1M

Service charge income (year to date)

$111K

Fee income ratio

27.1%

Return on assets

0.02%

Financial profile · Pro

Performance from regulator filings

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Based on 65,783 published fee entries from 3,612 institutions

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