Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Mosaic Federal Credit Union

Harrisonburg, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee$25Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=dormant_account; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="Inactive Account Fee | $25.00 per quarter" · Source

Overdraft & NSFVerified

NSF Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=nsf; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="NSF Fee | $30.00" · Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=check_image; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="Check Copy Fee | $3.00" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=stop_payment; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="Stop Payment Fee | $20.00*" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=dormant_account; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="Inactive Account Fee \| $25.00 per quarter"	Source
Overdraft & NSFVerified
NSF Fee	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=nsf; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="NSF Fee \| $30.00"	Source
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2500. canonical_hint=check_image; text_hash=0b3f32909c93ec49f1440f9208ba00c0e18e427240538921d92e3e0c9971b73b; excerpt="Check Copy Fee \| $3.00"	Source
Stop Payment Fee	$20

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Verified fees

Under review

Assets

$8.8M

Status: Verified

4 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.8M

Total deposits

$8.1M

Service charge income (year to date)

$111K

Fee income ratio

27.1%

Return on assets

0.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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