Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

California Adventist Federal Credit Union

Glendale, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee Account [12 mo.$3Below the typical range ($5–$10 nationally)

Check ServicesVerified

3rd Party Check Cashing Fee$25Above the typical range ($5–$10 nationally)
$20 above the national median
per item · Source
Cashier’s Check Fee - 1st Free Members$7Above the typical range ($3–$5.50 nationally)
$2 above the national median
per item · Source
Check Stop Payment (Share Draft$30Within the typical range ($20–$30 nationally)
$4 above the national median
per transaction · Source

Lending FeesVerified

Credit Card Late Fee$10Below the typical range ($15–$25 nationally)
$12 below the national median
per month · Source
Loan Late Payment Fee$30Above the typical range ($15–$25 nationally)
$8 above the national median
per month · Source
Real Estate Loan Late Fee$30Above the typical range ($15–$25 nationally)
$8 above the national median
Source

Other FeesVerified

Loan Application Fee (Consumer)$50Above the typical range ($22.50–$35 nationally)
$20 above the national median
Source
Loan Application Fee (Non-Member)$75Above the typical range ($22.50–$35 nationally)
$45 above the national median
Source
Real Estate Loan Application Fee$1,500Above the typical range ($22.50–$35 nationally)
$1,470 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee Account [12 mo.	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Saving Account Monthly Service Fee	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF Fee	$35Above the typical range ($25–$31.50 nationally)	$5 above the national median	per transaction	—	Source
ATM & CardVerified
Credit Replacement Card	$35Above the typical range ($5–$10 nationally)	$25 above the national median	—	—	Source
Check ServicesVerified
3rd Party Check Cashing Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per item	—	Source
Cashier’s Check Fee - 1st Free Members	$7
Account ServicesVerified
Notary Fee	$15Above the typical range ($0–$5 nationally)	$12.50 above the national median	—	—	Source
Lending FeesVerified
Credit Card Late Fee	$10Below the typical range ($15–$25 nationally)	$12 below the national median	per month	—	Source
Loan Late Payment Fee	$30
Retirement & IRAVerified
IRA [ALL TYPES] Account Closure Fee	$50Above the typical range ($25–$35 nationally)	$25 above the national median	—	—	Source
Other FeesVerified
Loan Application Fee (Consumer)	$50Above the typical range ($22.50–$35 nationally)	$20 above the national median	—	—	Source
Loan Application Fee (Non-Member)	$75

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 15 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$44.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$44.7M

Total deposits

$35.5M

Service charge income (year to date)

$27K

Fee income ratio

2.8%

Return on assets

0.92%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 38,070 published fee entries from 2,662 institutions

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