Chattahoochee Federal Credit Union

Headquarters: Valley, Alabama
Charter: Credit Union
Assets: $23.4M
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Chattahoochee Federal Credit Union: $10
Chattahoochee Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Chattahoochee Federal Credit Union: $30
Chattahoochee Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Chattahoochee Federal Credit Union: $30
Chattahoochee Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chattahoochee Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Service Charge$10
per month
Below Minimum Balance$5
per month
Account Closing$25
Dormant/Inactive Account - Checking$10
per month
Dormant/Inactive Account - Savings accounts$10
per month
Account Reconcilation$10
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Debit Card Due to Bad Address$16
Not compared: Per-item charge, not monthly
per item
Return Statement Fee for Incorrect Address$6
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft$30
per item
Insufficient Funds (NSF)$30
per item
Return Item$30
per item
Overdraft Transfer Fee$2
per item

ATM & Card

ATM Transactions$2
per item
VISA Debit Card Reissue$15

Wire Transfers

Wire Transfer Outgoing (Domestic)$25
Wire Transfer Incoming (Domestic)$10

Check Services

Credit Union Check/Official Check$5
Check Printing | Varies$5
per item
Stop Payment$25
per item
Items Sent for Collection$5
per item
Check Copy$3
per item

Cash & Deposit

Deposit Item Return$30
per item

Account Services

Legal Process$35
per item

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Service Charge	$10	per month	None
Below Minimum Balance	$5	per month	None
Account Closing	$25	Not stated	None
Dormant/Inactive Account - Checking	$10	per month	None
Dormant/Inactive Account - Savings accounts	$10	per month	None
Account Reconcilation	$10	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Debit Card Due to Bad Address	$16Not compared: Per-item charge, not monthly	per item	None
Return Statement Fee for Incorrect Address	$6Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft	$30	per item	None
Insufficient Funds (NSF)	$30	per item	None
Return Item	$30	per item	None
Overdraft Transfer Fee	$2	per item	None
ATM & Card
ATM Transactions	$2	per item	None
VISA Debit Card Reissue	$15	Not stated	None
Wire Transfers
Wire Transfer Outgoing (Domestic)	$25	Not stated	None
Wire Transfer Incoming (Domestic)	$10	Not stated	None
Check Services
Credit Union Check/Official Check	$5	Not stated	None
Check Printing \| Varies	$5	per item	None
Stop Payment	$25	per item	None
Items Sent for Collection	$5	per item	None
Check Copy	$3	per item	None
Cash & Deposit
Deposit Item Return	$30	per item	None
Account Services
Legal Process	$35	per item	None
Other Fees
Statement Copy	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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