Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Independent Federal Credit Union

Anderson, IndianaCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research Fee$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=account_research; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Account Reconciliation/Research Fee | $25.00/Hour | oreign ftem heck Processing | ’" · Source

Attorney Research Fee$50

$25 above the national median

Dormant Account Fee$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=dormant_account; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Dormant Account Fee | $10.00/Month | 3x10 | $25.00" · Source

Early Account Closure Fee$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=early_closure; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Early Account Closure Fee | $5.00 | Litigation Fees | $50.00" · Source

Minimum Balance Fee$3

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=minimum_balance; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Minimum Balance Fee | $3.00/Month | Coin Machine Services | Varies" · Source

Overdraft & NSFVerified

Courtesy Pay/Overdraft Items$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=overdraft; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Courtesy Pay/Overdraft Items | $35.00/Item | Collection Fee/Negative Accounts | $15.00" · Source
Overdraft Protection Transfer$4Within the typical range ($3–$5 nationally)
$1 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=od_protection_transfer; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Overdraft Protection Transfer | $4.00/Transaction | Notary | $2.00/Page/Signer" · Source

ATM & CardVerified

ATM Foreign Machine$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=atm_non_network; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="ATM Foreign Machine | $2.00/Transaction" · Source
Instant Issue Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=card_replacement; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Instant Issue Replacement Card | $10.00 | INDEPENDENT" · Source
Replacement Card Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=card_replacement; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Replacement Card Fee | $5.00/Card | > ————" · Source

Check ServicesVerified

ACH Revoke/Stop Payment$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=stop_payment; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="ACH Revoke/Stop Payment | $35.00 | Master your money game. |"" · Source
Check Copy$4Within the typical range ($2–$5 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=check_image; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Check Copy | $4.00/Item | Copy Machine | $0.25/Page" · Source
Counter Checks - 4 per page$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=counter_check; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Counter Checks - 4 per page | $2.00/Page | Drillingey Replacementof Box | CostCost ofof LocksmithLocksmith" · Source
Official Checks and Money Orders$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=money_order; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="| Official Checks and Money Orders | $5.00/Item" · Source
Stop Payment [Add or Remove]$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=stop_payment; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Stop Payment [Add or Remove] | $35.00/Item | Fax Transmit | $1.00/Page" · Source

Digital & ElectronicVerified

NSF Checks/ACH/Return Items$35Above the typical range ($15–$30 nationally)
$10 above the national median
per month · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=ach_return; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="NSF Checks/ACH/Return Items | $35.00/Item | Bad Address | $5.00/Month" · Source
Online BillPay$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
Knox read a free fee from Rosetta artifact #10426. canonical_hint=bill_pay; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Online BillPay | FREE" · Source

Account ServicesVerified

/Transaction | Notary$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=notary_fee; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Overdraft Protection Transfer | $4.00/Transaction | Notary | $2.00/Page/Signer" · Source
Levies, Carnishments$20Below the typical range ($30–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=garnishment_levy; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Levies, Carnishments | $20.00/Each" · Source
Verification of Deposit$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=account_verification; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Verification of Deposit | $5.00/Request | Ke | : | ." · Source

Other FeesVerified

Copy of Statement on Letterhead$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=document_reproduction; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Copy of Statement on Letterhead | $5.00/Month | SAFE DEPOSIT BOX RENTAL" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research Fee	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=account_research; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Account Reconciliation/Research Fee \| $25.00/Hour \| oreign ftem heck Processing \| ’"	Source
Attorney Research Fee	$50Above the typical range ($17.50–$25 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=account_research; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Attorney Research Fee \| $50.00/Hour"	Source
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=dormant_account; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Dormant Account Fee \| $10.00/Month \| 3x10 \| $25.00"	Source
Early Account Closure Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=early_closure; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Early Account Closure Fee \| $5.00 \| Litigation Fees \| $50.00"	Source
Minimum Balance Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=minimum_balance; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Minimum Balance Fee \| $3.00/Month \| Coin Machine Services \| Varies"	Source
Overdraft & NSFVerified
Courtesy Pay/Overdraft Items	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=overdraft; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Courtesy Pay/Overdraft Items \| $35.00/Item \| Collection Fee/Negative Accounts \| $15.00"	Source

ATM & CardVerified
ATM Foreign Machine	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=atm_non_network; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="ATM Foreign Machine \| $2.00/Transaction"	Source
Instant Issue Replacement Card
Check ServicesVerified
ACH Revoke/Stop Payment	$35Above the typical range ($20–$30 nationally)	$9.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=stop_payment; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="ACH Revoke/Stop Payment \| $35.00 \| Master your money game. \|""	Source
Check Copy
Digital & ElectronicVerified
NSF Checks/ACH/Return Items	$35Above the typical range ($15–$30 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=ach_return; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="NSF Checks/ACH/Return Items \| $35.00/Item \| Bad Address \| $5.00/Month"	Source

Account ServicesVerified
/Transaction \| Notary	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=notary_fee; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Overdraft Protection Transfer \| $4.00/Transaction \| Notary \| $2.00/Page/Signer"	Source
Levies, Carnishments
Other FeesVerified
Copy of Statement on Letterhead	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10426. canonical_hint=document_reproduction; text_hash=1eaea38aa410444ef392f59d6235c1d69ef085088b3bd103372056683ca4d8b9; excerpt="Copy of Statement on Letterhead \| $5.00/Month \| SAFE DEPOSIT BOX RENTAL"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 21 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$93.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$93.6M

Total deposits

$83.1M

Service charge income (year to date)

$351K

Fee income ratio

12.4%

Return on assets

0.38%

Financial profile · Pro

Performance from regulator filings

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