Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

The Security National Bank of Sioux City, Iowa

Sioux City, IowaBankChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

a monthly maintenance fee of$8.99Within the typical range ($4–$12.63 nationally)

per month · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="If your average daily balance* is less than $2,500, a monthly maintenance fee of $8.99 will be charged" · Source

a monthly maintenance fee of$6.99

$0.86 above the national median

per month · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Should your average daily balance fall below $500, a monthly maintenance fee of $6.99 will be charged" · Source

during the month, a monthly maintenance fee of$7

$0.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="(Listed on statement as Total Fees For Service-Chargeable Debits.) If your average daily balance* falls below $2,500 during the month, a monthly maintenance fee of $7.00 will be ch" · Source

during the month, a monthly maintenance fee of$25

$18.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="If your average daily balance* falls below $25,000 during the month, a monthly maintenance fee of $25.00 will be charged" · Source

EARLY ACCOUNT CLOSING Account closes within 6 months$30

$15 above the national median

Knox deterministic extraction from Rosetta artifact #85. canonical_hint=early_closure; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="EARLY ACCOUNT CLOSING** Account closes within 6 months...........................................................................................$30.00" · Source

Items Chg.) BANK SERVICES ACCOUNT RECORDS/RESEARCH FEE$30

$10 above the national median

Knox deterministic extraction from Rosetta artifact #85. canonical_hint=account_research; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="over 25, regardless of balance. (Listed on statement as Dep. Items Chg.) BANK SERVICES ACCOUNT RECORDS/RESEARCH FEE** $30.00 Per hour" · Source

Monthly maintenance fee$4.95

$1.18 below the national median

Monthly maintenance fee$1.50

$4.63 below the national median

Monthly maintenance fee$3.95

$2.18 below the national median

on any day of the month, a monthly maintenance fee of$2

$4.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Should your balance fall below $200 on any day of the month, a monthly maintenance fee of $2.00 will be charged.μ μMinors are exempt from the $2.00 monthly maintenance fee" · Source

Overdraft & NSFVerified

In addition, we will not charge an Overdraft Fee if the end of day ledger balance is overdrawn by$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=overdraft; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="In addition, we will not charge an Overdraft Fee if the end of day ledger balance is overdrawn by $30.00 or less" · Source
OVERDRAFT PROTECTION SERVICE Providing overdraft protection to customers that maintain both a checking and savings accou$32.98Above the typical range ($20–$30 nationally)
$4.98 above the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=overdraft; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$32.98 OVERDRAFT PROTECTION SERVICE • Providing overdraft protection to customers that maintain both a checking and savings account" · Source
per item OVERDRAFT FEES This fee applies to overdrafts created by check, in person withdrawals, ATM withdrawals, or othe$10Below the typical range ($20–$30 nationally)
$18 below the national median
per item · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=overdraft; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$10.00 per item OVERDRAFT FEES** This fee applies to overdrafts created by check, in person withdrawals, ATM withdrawals, or other electronic means" · Source

ATM & CardVerified

expedite card, expedite PIN ATTORNEY FEES Fees will vary according to circumstances$30Within the typical range ($30–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=rush_card; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$30.00 expedite card, $30.00 expedite PIN ATTORNEY FEES** Fees will vary according to circumstances" · Source
VISA® DEBIT CARD Initial or replacement card$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=card_replacement; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="VISA® DEBIT CARD • Initial or replacement card ......................................$8.00" · Source

Account ServicesVerified

Lost Key Fee$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=safe_deposit_box; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Lost Key Fee ...................................................................................................................................$25.00" · Source
NOTARY SERVICE (non-customer)$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #85. canonical_hint=notary_fee; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="NOTARY SERVICE (non-customer) ................................................................. $10.00 per item" · Source
PROCESSING OF LEVIES IR$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=garnishment_levy; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="fee will be assessed for a payment book if the loan was originally made on a direct debit basis. PROCESSING OF LEVIES** IRS or Court-ordered Garnishments .........................." · Source

Lending FeesVerified

Late Fee$15Within the typical range ($15–$26.50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=late_payment; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Late Fee ............................................................................................................................................$15.00" · Source

Gift & Prepaid CardsVerified

GIFT CARDS$3Within the typical range ($3–$4.95 nationally)
$0.63 below the national median
Knox deterministic extraction from Rosetta artifact #85. canonical_hint=gift_card_purchase; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="American dollars GIFT CARDS............................................................................. $3.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
a monthly maintenance fee of	$8.99Within the typical range ($4–$12.63 nationally)	$2.86 above the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="If your average daily balance* is less than $2,500, a monthly maintenance fee of $8.99 will be charged"	Source
a monthly maintenance fee of	$6.99Within the typical range ($4–$12.63 nationally)	$0.86 above the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Should your average daily balance fall below $500, a monthly maintenance fee of $6.99 will be charged"	Source
during the month, a monthly maintenance fee of	$7Within the typical range ($4–$12.63 nationally)	$0.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="(Listed on statement as Total Fees For Service-Chargeable Debits.) If your average daily balance* falls below $2,500 during the month, a monthly maintenance fee of $7.00 will be ch"	Source
during the month, a monthly maintenance fee of	$25Above the typical range ($4–$12.63 nationally)	$18.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="If your average daily balance* falls below $25,000 during the month, a monthly maintenance fee of $25.00 will be charged"	Source
EARLY ACCOUNT CLOSING Account closes within 6 months	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=early_closure; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="EARLY ACCOUNT CLOSING** Account closes within 6 months...........................................................................................$30.00"	Source
Items Chg.) BANK SERVICES ACCOUNT RECORDS/RESEARCH FEE	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=account_research; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="over 25, regardless of balance. (Listed on statement as Dep. Items Chg.) BANK SERVICES ACCOUNT RECORDS/RESEARCH FEE** $30.00 Per hour"	Source
Monthly maintenance fee	$4.95Within the typical range ($4–$12.63 nationally)	$1.18 below the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$4.95 Monthly maintenance fee"	Source
Monthly maintenance fee	$1.50Below the typical range ($4–$12.63 nationally)	$4.63 below the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$1.50 Monthly maintenance fee"	Source
Monthly maintenance fee	$3.95Below the typical range ($4–$12.63 nationally)	$2.18 below the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$3.95 Monthly maintenance fee"	Source
on any day of the month, a monthly maintenance fee of	$2Below the typical range ($4–$12.63 nationally)	$4.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=monthly_maintenance; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Should your balance fall below $200 on any day of the month, a monthly maintenance fee of $2.00 will be charged.μ μMinors are exempt from the $2.00 monthly maintenance fee"	Source
Overdraft & NSFVerified
In addition, we will not charge an Overdraft Fee if the end of day ledger balance is overdrawn by	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=overdraft; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="In addition, we will not charge an Overdraft Fee if the end of day ledger balance is overdrawn by $30.00 or less"	Source
ATM & CardVerified
expedite card, expedite PIN ATTORNEY FEES Fees will vary according to circumstances	$30Within the typical range ($30–$50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=rush_card; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="$30.00 expedite card, $30.00 expedite PIN ATTORNEY FEES** Fees will vary according to circumstances"	Source

Account ServicesVerified
Lost Key Fee	$25Within the typical range ($25–$80 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=safe_deposit_box; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Lost Key Fee ...................................................................................................................................$25.00"	Source
Lending FeesVerified
Late Fee	$15Within the typical range ($15–$26.50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=late_payment; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="Late Fee ............................................................................................................................................$15.00"	Source
Gift & Prepaid CardsVerified
GIFT CARDS	$3Within the typical range ($3–$4.95 nationally)	$0.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #85. canonical_hint=gift_card_purchase; text_hash=10007886063284b3e65f244220a0dc0bfdc86306ef352dfe9c488e4bd732b6e0; excerpt="American dollars GIFT CARDS............................................................................. $3.00 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$1.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.7B

Total deposits

$1.3B

Service charge income

$898K

Fee income ratio

4.3%

Return on assets

1.81%

Branches

Service charge income by quarter

Q2 2026$898K

Q1 2026$880K

Q4 2025$948K

Q3 2025$921K

Financial profile · Pro

Performance from regulator filings

VISA® DEBIT CARD Initial or replacement card

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

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