First Commerce Bank

Headquarters: Lakewood, New Jersey
Charter: Bank
Assets: $2.0B
Fed district: Philadelphia

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Commerce Bank: $30
First Commerce Bank: $30
U.S. median: no median
NSF / Returned Item
First Commerce Bank: $30
First Commerce Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
First Commerce Bank: $35
First Commerce Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Commerce Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (audience not stated, treated as personal)$10
per month
Escheatment Processing$100
Escheatment Processing$50

Overdraft & NSF

Insufficient Funds Fee - Overdraft Fee$30
Insufficient Funds Fee$30
per item
Overdraft Fee Transfer (audience not stated, treated as personal)$10
per item

ATM & Card

Debit Card Replacement (audience not stated, treated as personal)$7

Wire Transfers

Outgoing Domestic Wire$35
per item
Incoming Domestic Wire$15
per item
Outgoing International Wire$40
per item
Incoming International Wire$20
per item

Check Services

Cashier’s Check$10
per item
Stop Payment$30
per item
Counter Check (audience not stated, treated as personal)$1
per item
Collection Item$25
per item
Check Image Copy$5
per item

Digital & Electronic

Bill PaymentNo charge

Cash & Deposit

Returned Deposit Item$15
per item

Account Services

Safe Deposit Box Drilling (audience not stated, treated as personal)$150
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key (audience not stated, treated as personal)$25
Not compared: Box drilling or key fee
per item
Levy$100
per item
Subpoena Response (audience not stated, treated as personal)$100
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (audience not stated, treated as personal)	$10	per month	None
Escheatment Processing	$100	Not stated	None
Escheatment Processing	$50	Not stated	None
Overdraft & NSF
Insufficient Funds Fee - Overdraft Fee	$30	Not stated	None
Insufficient Funds Fee	$30	per item	None
Overdraft Fee Transfer (audience not stated, treated as personal)	$10	per item	None
ATM & Card
Debit Card Replacement (audience not stated, treated as personal)	$7	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$35	per item	None
Incoming Domestic Wire	$15	per item	None
Outgoing International Wire	$40	per item	None
Incoming International Wire	$20	per item	None
Check Services
Cashier’s Check	$10	per item	None
Stop Payment	$30	per item	None
Counter Check (audience not stated, treated as personal)	$1	per item	None
Collection Item	$25	per item	None
Check Image Copy	$5	per item	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$15	per item	None
Account Services
Safe Deposit Box Drilling (audience not stated, treated as personal)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key (audience not stated, treated as personal)	$25Not compared: Box drilling or key fee	per item	None
Levy	$100	per item	None
Subpoena Response (audience not stated, treated as personal)	$100Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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