University Of Kentucky Federal Credit Union

Headquarters: Lexington, Kentucky
Charter: Credit Union
Assets: $1.8B
Fed district: Cleveland

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
BlueVantage Checking Account
University Of Kentucky Federal Credit Union: $7
University Of Kentucky Federal Credit Union: $7
U.S. median: no median
Overdraft (OD)
University Of Kentucky Federal Credit Union: $29
University Of Kentucky Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
University Of Kentucky Federal Credit Union: $29
University Of Kentucky Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from University Of Kentucky Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

BlueVantage Checking Account Monthly service charge (audience not stated, treated as personal)$7
per month
Dormancy Fee$5
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH OD Fee$29
per transaction
Courtesy Pay Fee$29
per transaction
NSF Fee$29
per transaction

ATM & Card

Foreign ATM Fees (non-UKFCU ATM)No charge
Replacement card fee$5
per item
Foreign Transaction Fee - VISA Platinum1%of the transaction
per transaction
Foreign Transaction Fee - VISA SignatureNo charge

Wire Transfers

Domestic Wire Transfer$20
per item
International Wire Transfer$40
per item

Check Services

Cashier Check$5
per item
Money Order$1
per item
Stop Payment Fee$29
per item
Non-Member Check Cashing Fee$5
per item
Check Image Copy$2

Cash & Deposit

Coin Machine Counting Non-member Fee Only8%

Account Services

Box A - 21x10x2.5 in$25
per year
Box B - 21x10x4.5 in$50
per year
Box D - 21x10x10 in$100
per year
Garnishment/Tax Levy$75
per item

Other Fees

Statement Copy$2
Statement Copy Fee$2
per item
Skip Payment Fee$29
per item

Fee	Amount	Basis	Note
Account Maintenance
BlueVantage Checking Account Monthly service charge (audience not stated, treated as personal)	$7	per month	None
Dormancy Fee	$5	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH OD Fee	$29	per transaction	None
Courtesy Pay Fee	$29	per transaction	None
NSF Fee	$29	per transaction	None
ATM & Card
Foreign ATM Fees (non-UKFCU ATM)	No charge	Not stated	None
Replacement card fee	$5	per item	None
Foreign Transaction Fee - VISA Platinum	1%of the transaction	per transaction	None
Foreign Transaction Fee - VISA Signature	No charge	Not stated	None
Wire Transfers
Domestic Wire Transfer	$20	per item	None
International Wire Transfer	$40	per item	None
Check Services
Cashier Check	$5	per item	None
Money Order	$1	per item	None
Stop Payment Fee	$29	per item	None
Non-Member Check Cashing Fee	$5	per item	None
Check Image Copy	$2	Not stated	None
Cash & Deposit
Coin Machine Counting Non-member Fee Only	8%	Not stated	None
Account Services
Box A - 21x10x2.5 in	$25	per year	None
Box B - 21x10x4.5 in	$50	per year	None
Box D - 21x10x10 in	$100	per year	None
Garnishment/Tax Levy	$75	per item	None
Other Fees
Statement Copy	$2	Not stated	None
Statement Copy Fee	$2	per item	None
Skip Payment Fee	$29	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when University Of Kentucky Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.