Healthcare Employees Federal Credit Union

Headquarters: Princeton, New Jersey
Charter: Credit Union
Assets: $137.2M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthcare Employees Federal Credit Union: $25
Healthcare Employees Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Healthcare Employees Federal Credit Union: $25
Healthcare Employees Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Healthcare Employees Federal Credit Union: $1 to $2
Healthcare Employees Federal Credit Union: $1 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Healthcare Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (monthly)$10
per month
Escheat Processing and Remittance$50
Account Research/Reconciliation (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (per statement cycle)$5
per month
Excessive Withdrawal Fee$10
Bad Address (monthly)$10
per month

Overdraft & NSF

Courtesy Pay Fee (per item, maximum of 3)$25
per item
Overdraft (OD)$25
NSF (per item, maximum of 3)$25
per item
NSF Preauthorized ACH Debit$25
Overdraft Transfer (per item)$10
per item

ATM & Card

Balance Inquiry (non-HEFCU ATMs)$1
Non-HEFCU ATM Withdrawals$2
ATM Card Replacement$7

Wire Transfers

Wire - Outgoing$25

Check Services

Cashier's Check$7
Stop Payment (HEFCU Issued Check)$10
Stop Payment (per item)$25
per item
Stop Payment (range)$30
Copy of Check$10
Copy of Check (per item)$7
per item

Digital & Electronic

Bill Pay Inactivity (monthly, 6 months with no activity)$6
per month

Cash & Deposit

Returned Check/Returned Deposited Item$30

Account Services

Levies$100
Home Equity Subordination Fee$25
Account Verification$10

Lending Fees

Late Payment$15

Retirement & IRA

Excessive Withdrawal/Transfer -- Savings and other non-club accounts, excluding IRA/Cert$10
per item

Other Fees

Copy of Account Statement (per statement cycle, 6 most recent years only)$5
Not compared: Monthly charge, not per item
per month
Copy of Account Statement (per statement cycle; available for most recent 6 years only)$5
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Account Statement (per statement cycle; available for most recent 6 years only) | $5.00

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (monthly)	$10	per month	None
Escheat Processing and Remittance	$50	Not stated	None
Account Research/Reconciliation (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (per statement cycle)	$5	per month	None
Excessive Withdrawal Fee	$10	Not stated	None
Bad Address (monthly)	$10	per month	None
Overdraft & NSF
Courtesy Pay Fee (per item, maximum of 3)	$25	per item	None
Overdraft (OD)	$25	Not stated	None
NSF (per item, maximum of 3)	$25	per item	None
NSF Preauthorized ACH Debit	$25	Not stated	None
Overdraft Transfer (per item)	$10	per item	None
ATM & Card
Balance Inquiry (non-HEFCU ATMs)	$1	Not stated	None
Non-HEFCU ATM Withdrawals	$2	Not stated	None
ATM Card Replacement	$7	Not stated	None
Wire Transfers
Wire - Outgoing	$25	Not stated	None
Check Services
Cashier's Check	$7	Not stated	None
Stop Payment (HEFCU Issued Check)	$10	Not stated	None
Stop Payment (per item)	$25	per item	None
Stop Payment (range)	$30	Not stated	None
Copy of Check	$10	Not stated	None
Copy of Check (per item)	$7	per item	None
Digital & Electronic
Bill Pay Inactivity (monthly, 6 months with no activity)	$6	per month	None
Cash & Deposit
Returned Check/Returned Deposited Item	$30	Not stated	None
Account Services
Levies	$100	Not stated	None
Home Equity Subordination Fee	$25	Not stated	None
Account Verification	$10	Not stated	None
Lending Fees
Late Payment	$15	Not stated	None
Retirement & IRA
Excessive Withdrawal/Transfer -- Savings and other non-club accounts, excluding IRA/Cert	$10	per item	None
Other Fees
Copy of Account Statement (per statement cycle, 6 most recent years only)	$5Not compared: Monthly charge, not per item	per month	None
Copy of Account Statement (per statement cycle; available for most recent 6 years only)	$5Not compared: Charged per statement; comparison unavailable	per statement	Copy of Account Statement (per statement cycle; available for most recent 6 years only) \| $5.00

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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