Industrial Federal Credit Union

Headquarters: Lafayette, Indiana
Charter: Credit Union
Assets: $356.1M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Teen Checking $0 · Classic 55 Checking $2 · EveryDay Checking $5 · Earn More Checking $10
Compared at $3.50, the middle of its prices
Industrial Federal Credit Union: $0 to $10
Industrial Federal Credit Union: $0 to $10
U.S. median: no median
Overdraft (OD)
Industrial Federal Credit Union: $29
Industrial Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Industrial Federal Credit Union: $29
Industrial Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Industrial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Earn More Checking Maintenance Fee (audience not stated, treated as personal)$10
per month
EveryDay Checking Maintenance Fee$5
per month
Maintenance Fee$2
per month
Teen Checking Maintenance Fee (audience not stated, treated as personal)No charge
Inactive Account Fee$5
per month
Account Reconciliation Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Privilege Fee$29
per item
Non-Sufficient Funds Fee$29
per item
Nonsufficient Funds Fee$29
per item
Overdraft Transfer Fee$2
per item

ATM & Card

ATM Foreign Machine User Fee$1.50
per item
Non-Network ATM$1.50
ATM Card Replacement Fee$8

Wire Transfers

Wire Transfer Fee (wire out)$20

Check Services

Money Orders$0.95
per item
Stop Payment Fee$29
per item
Check Cashing Fee$1.50
per item
Draft Copies$2
per item

Digital & Electronic

ACH & Returned Item Fee$29
per item

Cash & Deposit

Coin Machine Fee8%

Account Services

Safe Deposit Box 10”x10” (audience not stated, treated as personal)$75
Safe Deposit Box 3”x10” (audience not stated, treated as personal)$35
Safe Deposit Box 3”x5” (audience not stated, treated as personal)$15
Safe Deposit Box 5”x10” (audience not stated, treated as personal)$50
Safe Deposit Box 5”x5” (audience not stated, treated as personal)$25

Retirement & IRA

IRA Closing Fee$50

Other Fees

Fax Fee$3

Fee	Amount	Basis	Note
Account Maintenance
Earn More Checking Maintenance Fee (audience not stated, treated as personal)	$10	per month	None
EveryDay Checking Maintenance Fee	$5	per month	None
Maintenance Fee	$2	per month	None
Teen Checking Maintenance Fee (audience not stated, treated as personal)	No charge	Not stated	None
Inactive Account Fee	$5	per month	None
Account Reconciliation Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Privilege Fee	$29	per item	None
Non-Sufficient Funds Fee	$29	per item	None
Nonsufficient Funds Fee	$29	per item	None
Overdraft Transfer Fee	$2	per item	None
ATM & Card
ATM Foreign Machine User Fee	$1.50	per item	None
Non-Network ATM	$1.50	Not stated	None
ATM Card Replacement Fee	$8	Not stated	None
Wire Transfers
Wire Transfer Fee (wire out)	$20	Not stated	None
Check Services
Money Orders	$0.95	per item	None
Stop Payment Fee	$29	per item	None
Check Cashing Fee	$1.50	per item	None
Draft Copies	$2	per item	None
Digital & Electronic
ACH & Returned Item Fee	$29	per item	None
Cash & Deposit
Coin Machine Fee	8%	Not stated	None
Account Services
Safe Deposit Box 10”x10” (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3”x10” (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3”x5” (audience not stated, treated as personal)	$15	Not stated	None
Safe Deposit Box 5”x10” (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5”x5” (audience not stated, treated as personal)	$25	Not stated	None
Retirement & IRA
IRA Closing Fee	$50	Not stated	None
Other Fees
Fax Fee	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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