New York University Federal Credit Union

Headquarters: New York, New York
Charter: Credit Union
Assets: $77.7M
Fed district: New York
Regulator: NCUA

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026

How these figures are measured

Call-report figures are for New York University Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	New York University Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 4, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: New York University Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $185K in Q2 2026, 7.0% below the same quarter a year earlier ($199K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
New York University Federal Credit Union: $25
New York University Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
New York University Federal Credit Union: $25
New York University Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
New York University Federal Credit Union: $25
New York University Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 11% from Q3 2025 to Q2 2026, to $185K.

Fee income, Q2 2026

$185K

$208KQ3 2025

$175KQ4 2025

$175KQ1 2026

$185KQ2 2026

Against the median

New York University Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

New York University Federal Credit Union · $78M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$76M to $79M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
New York University Federal Credit Union(this institution)	New York, NY	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
A.C.P.E. Federal Credit Union	Laramie, WY	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bay Cities Credit Union	Hayward, CA	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Churchill County Federal Credit Union	Fallon, NV	$77M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Columbine Federal Credit Union	Centennial, CO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Des Moines Metro Federal Credit Union	Des Moines, IA	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Eaton Family Federal Credit Union	Euclid, OH	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Educational Community Federal Credit Union	Springfield, MO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ficare Federal Credit Union	Wesley Chapel, FL	$77M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Foundation Federal Credit Union	Springfield, MO	$77M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Freestone Federal Credit Union	Teague, TX	$77M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
G.A.P. Federal Credit Union	Johnstown, PA	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Greater Metro Federal Credit Union	Long Island City, NY	$77M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Greater Pittsburgh Federal Credit Union	Pittsburgh, PA	$77M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hawaii Schools Federal Credit Union	Honolulu, HI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Kahului Federal Credit Union	Kahului, HI	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Kbr Heritage Federal Credit Union	Houston, TX	$76M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kemba Roanoke Federal Credit Union	Salem, VA	$77M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members 1St Federal Credit Union	Saint Louis, MO	$76M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Miami University Community Federal Credit Union	Oxford, OH	$77M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Coalition Of Labor Federal Credit Union	Countryside, IL	$77M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Postcity Financial Federal Credit Union	Long Beach, CA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Safeway Federal Credit Union	Spokane, WA	$77M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Select Employees Federal Credit Union	Sterling, IL	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southern Federal Credit Union	Houston, TX	$76M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Virginia Educators Credit Union	Newport News, VA	$76M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(out-of-network atm)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

New York University Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Out-of-network ATM fee in dollars, one mark per institution

New York University Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

New York University Feder…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for New York University Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $185K
vs prior quarter: +$10K+5.7%; from Q1 2026
vs a year earlier: −$14K−7.0%; from Q2 2025
vs start of range: −$34K−15.5%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: New York University Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$185K	+$10K	+5.7%
Q1 2026	$175K	$0	0.0%
Q4 2025	$175K	−$33K	−15.9%
Q3 2025	$208K	+$9K	+4.5%
Q2 2025	$199K	+$15K	+8.2%
Q1 2025	$184K	−$33K	−15.2%
Q4 2024	$217K	−$2K	−0.9%
Q3 2024	$219K	+$43K	+24.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from New York University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Membership Closing (within 6 months of opening)$25
Dormant Account Fee (after 12 months of no activity)$10
per month
Bad Address$10

Overdraft & NSF

Courtesy Pay$25
per item
Insufficient Funds Fee$25
per item
Overdraft Protection Transfer$5
per item

ATM & Card

ATM, Debit, and Credit Card Replacement$10
Expedited Debit or Credit Card Replacement$35

Wire Transfers

Domestic wire transfers are$25
Wire Transfer (Int'l Out)$35
Incoming International Wire Transfer$10

Check Services

Cashier's Check made to 3rd Party$5
per item
Money Order$1
per item
ACH Stop Payment$25
per item
Temporary Checks (3 checks per page)$3
per item
Copy of Paid Cashier's Check or Money Order$10
per item
Copy of Personal Check$2
per item

Account Services

Notary Public (free for Members)$2
Home Equity Loan Subordination Fee$250
Official Account Balance Verification Letter$20

Retirement & IRA

IRA Account Closure before age 59 1/2$25

Other Fees

Copy of 1099/1098 (free with December Statement)$5
per item
Copy of Loan Promissory Note$25
Consumer Loan Application (after declined application within 3 months)$35
Mortgage Satisfaction$150

Fee	Amount	Basis	Note
Account Maintenance
Early Membership Closing (within 6 months of opening)	$25	Not stated	None
Dormant Account Fee (after 12 months of no activity)	$10	per month	None
Bad Address	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Insufficient Funds Fee	$25	per item	None
Overdraft Protection Transfer	$5	per item	None
ATM & Card
ATM, Debit, and Credit Card Replacement	$10	Not stated	None
Expedited Debit or Credit Card Replacement	$35	Not stated	None
Wire Transfers
Domestic wire transfers are	$25	Not stated	None
Wire Transfer (Int'l Out)	$35	Not stated	None
Incoming International Wire Transfer	$10	Not stated	None
Check Services
Cashier's Check made to 3rd Party	$5	per item	None
Money Order	$1	per item	None
ACH Stop Payment	$25	per item	None
Temporary Checks (3 checks per page)	$3	per item	None
Copy of Paid Cashier's Check or Money Order	$10	per item	None
Copy of Personal Check	$2	per item	None
Account Services
Notary Public (free for Members)	$2	Not stated	None
Home Equity Loan Subordination Fee	$250	Not stated	None
Official Account Balance Verification Letter	$20	Not stated	None
Retirement & IRA
IRA Account Closure before age 59 1/2	$25	Not stated	None
Other Fees
Copy of 1099/1098 (free with December Statement)	$5	per item	None
Copy of Loan Promissory Note	$25	Not stated	None
Consumer Loan Application (after declined application within 3 months)	$35	Not stated	None
Mortgage Satisfaction	$150	Not stated	None

Account Maintenance

Early Membership Closing (within 6 months of opening)$25
Dormant Account Fee (after 12 months of no activity)$10
per month
Bad Address$10

Overdraft & NSF

Courtesy Pay$25
per item
Insufficient Funds Fee$25
per item
Overdraft Protection Transfer$5
per item

ATM & Card

ATM, Debit, and Credit Card Replacement$10
Expedited Debit or Credit Card Replacement$35

Wire Transfers

Incoming International Wire Transfer$10

Check Services

Cashier's Check made to 3rd Party$5
per item
Money Order$1
per item
ACH Stop Payment$25
per item
Temporary Checks (3 checks per page)$3
per item
Copy of Paid Cashier's Check or Money Order$10
per item
Copy of Personal Check$2
per item

Account Services

Notary Public (free for Members)$2
Home Equity Loan Subordination Fee$250
Official Account Balance Verification Letter$20

Retirement & IRA

IRA Account Closure before age 59 1/2$25

Other Fees

Copy of 1099/1098 (free with December Statement)$5
per item
Copy of Loan Promissory Note$25
Micro Business Loan Application Fee$150
Mortgage Satisfaction$150

Fee	Amount	Basis	Note
Account Maintenance
Early Membership Closing (within 6 months of opening)	$25	Not stated	None
Dormant Account Fee (after 12 months of no activity)	$10	per month	None
Bad Address	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Insufficient Funds Fee	$25	per item	None
Overdraft Protection Transfer	$5	per item	None
ATM & Card
ATM, Debit, and Credit Card Replacement	$10	Not stated	None
Expedited Debit or Credit Card Replacement	$35	Not stated	None
Wire Transfers
Incoming International Wire Transfer	$10	Not stated	None
Check Services
Cashier's Check made to 3rd Party	$5	per item	None
Money Order	$1	per item	None
ACH Stop Payment	$25	per item	None
Temporary Checks (3 checks per page)	$3	per item	None
Copy of Paid Cashier's Check or Money Order	$10	per item	None
Copy of Personal Check	$2	per item	None
Account Services
Notary Public (free for Members)	$2	Not stated	None
Home Equity Loan Subordination Fee	$250	Not stated	None
Official Account Balance Verification Letter	$20	Not stated	None
Retirement & IRA
IRA Account Closure before age 59 1/2	$25	Not stated	None
Other Fees
Copy of 1099/1098 (free with December Statement)	$5	per item	None
Copy of Loan Promissory Note	$25	Not stated	None
Micro Business Loan Application Fee	$150	Not stated	None
Mortgage Satisfaction	$150	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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