Signet Federal Credit Union

Headquarters: Paducah, Kentucky
Charter: Credit Union
Assets: $398.2M
Fed district: St. Louis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Signet Federal Credit Union: $30
Signet Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Signet Federal Credit Union: $30
Signet Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Signet Federal Credit Union: $25
Signet Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Signet Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account (Quarterly)$10
Not compared: Quarterly charge, not monthly
per quarter
Return Statement (per quarter)$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Courtesy Pay - (may apply to overdrafts created by check, debit card, ATM withdrawals, authorized debits, & ACH)$30
Nonsufficient Funds$30
Overdraft Transfer (credit union transfers from savings to checking for you)$2

ATM & Card

Replacement Card$8

Wire Transfers

Outgoing Wire Transfer$25

Check Services

Official Checks (payable to 3rd party)$4
Stop Payment on Checks or ACH$30
Check Cashing (accounts with 30-day average daily balance below $100)$5
Check Cashing Fee/Check$5
per item
Copy of Check$2

Cash & Deposit

Returned Deposited Check$5

Account Services

Garnishment$50
Levy$20

Other Fees

Statement Copy$3
Mortgage Payoff (3rd party request)$20

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account (Quarterly)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Return Statement (per quarter)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Courtesy Pay - (may apply to overdrafts created by check, debit card, ATM withdrawals, authorized debits, & ACH)	$30	Not stated	None
Nonsufficient Funds	$30	Not stated	None
Overdraft Transfer (credit union transfers from savings to checking for you)	$2	Not stated	None
ATM & Card
Replacement Card	$8	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Check Services
Official Checks (payable to 3rd party)	$4	Not stated	None
Stop Payment on Checks or ACH	$30	Not stated	None
Check Cashing (accounts with 30-day average daily balance below $100)	$5	Not stated	None
Check Cashing Fee/Check	$5	per item	None
Copy of Check	$2	Not stated	None
Cash & Deposit
Returned Deposited Check	$5	Not stated	None
Account Services
Garnishment	$50	Not stated	None
Levy	$20	Not stated	None
Other Fees
Statement Copy	$3	Not stated	None
Mortgage Payoff (3rd party request)	$20	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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