Compared with California
8 of 12
compared fees are above the median.
2 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
23rd percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the California median
of 12 compared; 2 below, 2 about the same
See the feesFee schedule read Oct 6, 2026
Call-report figures are for Banc of California at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the California median | Published fees above the California median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Banc of California's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.7% of revenue, below the 2.9% median of 95 banks with $10B to $50B in assets (23rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $4.8M in Q2 2026, 6.9% above the same quarter a year earlier ($4.5M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
8 of 12 compared published fees sit above the California median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with California medians for fees published by banks and credit unions.
Overdraft (OD)
Wire Transfer (Domestic Out)
Stop Payment
Compared at $35, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 6.8% from Q3 2025 to Q2 2026, to $4.8M. Its share of revenue, 1.7%, is below the 2.9% median for banks with $10B to $50B in assets.
$4.8M
Banc of CaliforniaMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Banc of California · $34.9B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Banc of California(this institution) | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Axos Bank | San Diego, CA | $28.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Customers Bank | Malvern, PA | $26.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MidFirst Bank | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Renasant Bank | Tupelo, MS | $27B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sallie Mae Bank | Salt Lake City, UT | $28.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $12 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Banc of California does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Banc of California (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.8M | −$215K | −4.3% |
| Q1 2026 | $5.0M | −$60K | −1.2% |
| Q4 2025 | $5.0M | −$71K | −1.4% |
| Q3 2025 | $5.1M | +$653K | +14.7% |
| Q2 2025 | $4.5M | −$87K | −1.9% |
| Q1 2025 | $4.5M | −$227K | −4.8% |
| Q4 2024 | $4.8M | +$202K | +4.4% |
| Q3 2024 | $4.6M | +$28K | +0.6% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Banc of California left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Banc of California by share.
Amounts from Banc of California’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (within 90 days of opening) (audience not stated, treated as personal) | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Six debit transactions per month (audience not stated, treated as personal) | $15Not compared: Monthly charge, not per item | per month | None |
| Ten debit transactions per month (audience not stated, treated as personal) | $10Not compared: Monthly charge, not per item | per month | None |
| Three withdrawals permitted per month, in person at a branch (audience not stated, treated as personal) | $7Not compared: Monthly charge, not per item | per month | None |
| Mailed Statement 4 | $5Above the U.S. middle 50% ($2 to $4.99 nationally) | per item | None |
| Excessive Transaction Fee (audience not stated, treated as personal) | $5Not compared: Monthly charge, not per item | per month | None |
Overdraft & NSF | |||
| Overdraft Fee - Items Paid (audience not stated, treated as personal) | $20Below the U.S. middle 50% ($25 to $33 nationally) | per transaction | None |
ATM & Card | |||
| Expedited Debit Card – Domestic (audience not stated, treated as personal) | $25Below the U.S. middle 50% ($30 to $50 nationally) | per item | None |
| Expedited Debit Card – International (audience not stated, treated as personal) | $65Above the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer – Domestic (audience not stated, treated as personal) | $30Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Incoming Wire Transfer (audience not stated, treated as personal) | $12Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Outgoing Wire Transfer – International USD11 | $45Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
Check Services | |||
| Cashier’s Check (audience not stated, treated as personal) | $10Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Fee (Branch) (audience not stated, treated as personal) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment Fee (Cashier’s Check) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment Fee (Telephone or Online Banking) (audience not stated, treated as personal) | $20Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
Account Services | |||
| Lost Key Replacement | $150Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 10” x 10” | $145Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 15” x 10” | $160Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 2” x 5” | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 22” x 16” | $225Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 3” x 10” | $80Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 33” x 16” | $300Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 4.5” x 15” | $105Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 5” x 10” | $95Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 5” x 16” | $110Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 5” x 5” | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 9” x 10” | $120Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Legal Process (audience not stated, treated as personal) | $100Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
Retirement & IRA | |||
| Individual Retirement Account (IRA) Annual Fee (audience not stated, treated as personal) | $25Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Banc of California operates, and what regulators and customers have on file.
Branch footprint
79 offices in 3 states, $28.2B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 40 | $16.5B | |
| 1 | $7.1B | |
| 13 | $1.6B | |
| 11 | $1.3B | |
| 3 | $315.5M | |
| 3 | $313.1M | |
| 3 | $306.9M | |
| 1 | $236.4M |
Los Angeles-Long Beach-Anaheim, CA
2.5% of bank deposits, #8 of 107, up 1.3 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 19.1% |
| Bank of America, National Association | 15.7% |
| Wells Fargo Bank, National Association | 13.3% |
| City National Bank | 8% |
| East West Bank | 6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Los Angeles-Long Beach-Anaheim, CA, Banc of California holds 2.5% of bank deposits, #8 of 107, with 40 offices.
900 offices of 17 institutions shown.
Showing 900 of 2,362 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 107 institutions shown. $667.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 2.5% share, 40 offices, #8 of 107
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
475 offices of 117 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
6 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 4 |
| Trouble during payment process | 1 |
| Unexpected or other fees | 1 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
BANC OF CALIFORNIA, INC. (NYSE: BANC)
Consolidated assets
$35.0B
Shareholders' equity
$3.4B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1169770. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.