Jm Associates Federal Credit Union

Headquarters: Jacksonville, Florida
Charter: Credit Union
Assets: $151.2M
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Jm Associates Federal Credit Union: No fee
Jm Associates Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Jm Associates Federal Credit Union: $30
Jm Associates Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Jm Associates Federal Credit Union: $30
Jm Associates Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Jm Associates Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly MaintenanceNo charge
per month
IRA Low Balance Fee (Monthly)$5
Not compared: CD/IRA fee
per month
Dormant Account$5
per month
Account Research (per Hour, 1 Hour Minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee (Monthly)$10
per month

Overdraft & NSF

Courtesy Pay$30
per item
NSF/Uncollected Funds$30
per item
Overdraft Transfer (Transfer from Another Share to Cover Item)$2
per item

ATM & Card

ATM Withdrawal$1
Card Replacement$10
Express Card Delivery$45
per item · check card or credit card

Wire Transfers

Outgoing Domestic Wire$40
Outgoing Foreign Wire$30

Check Services

PER MONTH (NO MEMBER GENERATED ACTIVITY FOR 12 MONTHS AND/OR AN IRA BALANCE IS LESS THAN ): STOP PAYMENT$30
Not compared: CD/IRA fee
per item
Non-Member Counter Check$5
per item
Copy of Credit Union Check$5
per item
Share Draft Check Copies$3

Cash & Deposit

Returned Check Fee$20
per item

Account Services

Legal Processing$25

Lending Fees

Visa Card Late Payment$30

Gift & Prepaid Cards

Visa Gift Card$2.50

Other Fees

Late Loan Payment: Visa Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	No charge	per month	None
IRA Low Balance Fee (Monthly)	$5Not compared: CD/IRA fee	per month	None
Dormant Account	$5	per month	None
Account Research (per Hour, 1 Hour Minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee (Monthly)	$10	per month	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
NSF/Uncollected Funds	$30	per item	None
Overdraft Transfer (Transfer from Another Share to Cover Item)	$2	per item	None
ATM & Card
ATM Withdrawal	$1	Not stated	None
Card Replacement	$10	Not stated	None
Express Card Delivery	$45	per item	check card or credit card
Wire Transfers
Outgoing Domestic Wire	$40	Not stated	None
Outgoing Foreign Wire	$30	Not stated	None
Check Services
PER MONTH (NO MEMBER GENERATED ACTIVITY FOR 12 MONTHS AND/OR AN IRA BALANCE IS LESS THAN ): STOP PAYMENT	$30Not compared: CD/IRA fee	per item	None
Non-Member Counter Check	$5	per item	None
Copy of Credit Union Check	$5	per item	None
Share Draft Check Copies	$3	Not stated	None
Cash & Deposit
Returned Check Fee	$20	per item	None
Account Services
Legal Processing	$25	Not stated	None
Lending Fees
Visa Card Late Payment	$30	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$2.50	Not stated	None
Other Fees
Late Loan Payment: Visa Statement Copy	$5	per item	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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