O And R Utilities Employees Federal Credit Union Fees: NSF $29 (2026)

O And R Utilities Employees Federal Credit Union Fees: NSF $29 (2026) | Fee Insight

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Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Early Withdrawal From Holiday Club	$15	per item	—	Source
I-Pay Inactivity Fee	$5	per month	3 months with no activity	Source
Inactive Account Fee	$10	per quarter	2 years with no activity, account holder over 18	Source
Membership Fee	$0	per year	—	Source
Money Market Below Minimum Balance	$20	per month	when balance falls below $2,500	Source
Overdrawn Account Fee	$29	per item	—	Source
Reconcilement of Account	$30	varies	per hour	Source
Statement Copy Over 90 Days	$5	per item	—	Source
Overdraft & NSFVerified
Returned Draft or ACH Payment	$29	per item	—	Source
Transfer From Shares to Share Draft to Cover Overdraft	$10	per item	—	Source
ATM & CardVerified
Out of Network ATM Fee	$2	per item	per transaction	Source
Wire TransfersVerified
Domestic Wire Transfer - Outgoing	$29	per item	—	Source
Foreign Wire Transfer - Outgoing	$60	per item	—	Source
Check ServicesVerified
CU Official Check	$5	per item	payable to third party	Source
Photocopy of Drafts	$5	per item	per item	Source
Stop Payment - ACH Payment	$29
Digital & ElectronicVerified
Online Loan Payment Return Fee	$10	per item	Propay	Source
Account ServicesVerified
Account Verification	$15	per item	—	Source
Legal Process Fee	$100	per item	e.g., levy, notices, trusts	Source

O And R Utilities Employees Federal Credit Union