Digital Federal Credit Union

Headquarters: Marlborough, Massachusetts
Charter: Credit Union
Assets: $27.9B
Fed district: San Francisco

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Digital Federal Credit Union: No fee
Digital Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Digital Federal Credit Union: $15
Digital Federal Credit Union: $15
U.S. median: no median
NSF / Returned Item
Digital Federal Credit Union: No fee
Digital Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Digital Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly FeeNo charge
per month

Overdraft & NSF

Overdraft Item Paid fee$15
per item
Paid - Nonsufficient Funds (Overdraft Item Paid) (audience not stated, treated as personal)$15
per item
Returned - Nonsufficient FundsNo charge

ATM & Card

Non-DCU ATM Transaction FeeNo charge
Foreign Currency Conversion Fee (Visa Credit Card)No charge
per transaction

Check Services

Stop Payment$25
per item

Digital & Electronic

Bill Pay TransactionNo charge
Not compared: Per-transaction charge, not monthly
per transaction
Overnight check convenience fee$30
Not compared: Per-transaction charge, not monthly
per transaction

Other Fees

Courier Charge (Domestic & International)$20
Courier Charge (Domestic & International) - Expedited$20
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	No charge	per month	None
Overdraft & NSF
Overdraft Item Paid fee	$15	per item	None
Paid - Nonsufficient Funds (Overdraft Item Paid) (audience not stated, treated as personal)	$15	per item	None
Returned - Nonsufficient Funds	No charge	Not stated	None
ATM & Card
Non-DCU ATM Transaction Fee	No charge	Not stated	None
Foreign Currency Conversion Fee (Visa Credit Card)	No charge	per transaction	None
Check Services
Stop Payment	$25	per item	None
Digital & Electronic
Bill Pay Transaction	No chargeNot compared: Per-transaction charge, not monthly	per transaction	None
Overnight check convenience fee	$30Not compared: Per-transaction charge, not monthly	per transaction	None
Other Fees
Courier Charge (Domestic & International)	$20	Not stated	None
Courier Charge (Domestic & International) - Expedited	$20	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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