Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Electric Cooperatives Federal Credit Union

Little Rock, ArkansasCredit UnionSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay$25Within the typical range ($20–$30 nationally)

Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=overdraft; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Courtesy Pay | $25.00" · Source

Insufficient Funds$25

$4 below the national median

Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=nsf; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Insufficient Funds | $25.00" · Source

ATM & CardVerified

Visa Debit, HSA or Credit Card Replacement (additional card or replacement card request - not renewals)$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=card_replacement; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Visa Debit, HSA or Credit Card Replacement (additional card or replacement card request - not renewals) | $5.00" · Source

Check ServicesVerified

Photocopy of Check$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=check_image; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Photocopy of Check | $2.00" · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=stop_payment; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Stop Payment | $20.00" · Source

Other FeesVerified

Photocopy of Statement(s)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=document_reproduction; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Photocopy of Statement(s) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay	$25Within the typical range ($20–$30 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=overdraft; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Courtesy Pay \| $25.00"	Source
Insufficient Funds	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=nsf; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Insufficient Funds \| $25.00"	Source
ATM & CardVerified
Visa Debit, HSA or Credit Card Replacement (additional card or replacement card request - not renewals)	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=card_replacement; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Visa Debit, HSA or Credit Card Replacement (additional card or replacement card request - not renewals) \| $5.00"	Source
Check ServicesVerified
Photocopy of Check	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=check_image; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Photocopy of Check \| $2.00"	Source
Stop Payment	$20
Other FeesVerified
Photocopy of Statement(s)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1302. canonical_hint=document_reproduction; text_hash=cee731d95ef6cda4512cb9a256fd60948d6b5ce12af36936b84103f093fb57b8; excerpt="Photocopy of Statement(s) \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

14% below the national median overdraft fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$18.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$18.6M

Total deposits

$15.8M

Service charge income (year to date)

$31K

Fee income ratio

4.9%

Return on assets

1.43%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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