Gallup Federal Credit Union

Headquarters: Omaha, Nebraska
Charter: Credit Union
Assets: $16.4M
Fed district: Kansas City

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Gallup Federal Credit Union: $30
Gallup Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Gallup Federal Credit Union: $20
Gallup Federal Credit Union: $20
U.S. median: no median
Stop Payment
Gallup Federal Credit Union: $20
Gallup Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gallup Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account$10
per month
Account reconcilement$35
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement$2
per month

Overdraft & NSF

ACH NSF transactions$30
Check card NSF transactions$30
Overdraft transfer from savings$5
per item

ATM & Card

Card replacement$10
per item

Wire Transfers

Domestic outgoing wire transfer$20
International outgoing wire transfer$40

Check Services

Stop payment$20
per item
Stop payment fee$20
Check copy fee$2
per item

Cash & Deposit

Deposited item return$20
per item

Lending Fees

Consumer loan late fee (15 calendar days)$30
Late fee5%
per month
Late fee (audience not stated, treated as personal)5%
per month

Gift & Prepaid Cards

Non-reloadable gift card fee$3.95

Other Fees

Duplicate statement copies$2
Not compared: Monthly charge, not per item
per month
30-day loan extension fee (skip payment)$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant account	$10	per month	None
Account reconcilement	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement	$2	per month	None
Overdraft & NSF
ACH NSF transactions	$30	Not stated	None
Check card NSF transactions	$30	Not stated	None
Overdraft transfer from savings	$5	per item	None
ATM & Card
Card replacement	$10	per item	None
Wire Transfers
Domestic outgoing wire transfer	$20	Not stated	None
International outgoing wire transfer	$40	Not stated	None
Check Services
Stop payment	$20	per item	None
Stop payment fee	$20	Not stated	None
Check copy fee	$2	per item	None
Cash & Deposit
Deposited item return	$20	per item	None
Lending Fees
Consumer loan late fee (15 calendar days)	$30	Not stated	None
Late fee	5%	per month	None
Late fee (audience not stated, treated as personal)	5%	per month	None
Gift & Prepaid Cards
Non-reloadable gift card fee	$3.95	Not stated	None
Other Fees
Duplicate statement copies	$2Not compared: Monthly charge, not per item	per month	None
30-day loan extension fee (skip payment)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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