Cornerstone Bank

Headquarters: Fargo, North Dakota
Charter: Bank
Assets: $1.9B
Fed district: Minneapolis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Cornerstone Bank: $33
Cornerstone Bank: $33
U.S. median: no median
NSF / Returned Item
Cornerstone Bank: $33
Cornerstone Bank: $33
U.S. median: no median
Wire Transfer (Domestic Out)
Cornerstone Bank: $30
Cornerstone Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Dakota: Banks and credit unions headquartered in North Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cornerstone Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing$25
Dormant Account Fee (no activity on account for 1 year)$5
per month
Account Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$33
per item
Returned Item/NSF Fee$33
per item
Continuous Overdraft Fee$10

ATM & Card

Consumer ATM/Debit Card Rush (if available)$75

Wire Transfers

Wire Fees ‐ Outgoing Domestic Wire$30
per item
Wire Fees ‐ Incoming Wire$15
per item
Wire Fees ‐ Outgoing International Wire$60
per item

Check Services

Stop Payment$33
per item

Digital & Electronic

No Rush Bill paymentNo charge
Overnight Check$16.95
Same Day payment$11.95

Cash & Deposit

Chargeback Fee$5

Account Services

Remote Online Notarization Fee$5
Safe Deposit Box 10 X 10$75
Safe Deposit Box 3 X 10$35
Safe Deposit Box 3 X 5$25
Safe Deposit Box 4 X 10$45
Safe Deposit Box 5 X 10$55
Safe Deposit Box 5 X 5$35
Legal Processing Fee$100

Retirement & IRA

IRA Plan Transfer Fee$50
per item

Other Fees

Copy Fee$2
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$25	Not stated	None
Dormant Account Fee (no activity on account for 1 year)	$5	per month	None
Account Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$33	per item	None
Returned Item/NSF Fee	$33	per item	None
Continuous Overdraft Fee	$10	Not stated	None
ATM & Card
Consumer ATM/Debit Card Rush (if available)	$75	Not stated	None
Wire Transfers
Wire Fees ‐ Outgoing Domestic Wire	$30	per item	None
Wire Fees ‐ Incoming Wire	$15	per item	None
Wire Fees ‐ Outgoing International Wire	$60	per item	None
Check Services
Stop Payment	$33	per item	None
Digital & Electronic
No Rush Bill payment	No charge	Not stated	None
Overnight Check	$16.95	Not stated	None
Same Day payment	$11.95	Not stated	None
Cash & Deposit
Chargeback Fee	$5	Not stated	None
Account Services
Remote Online Notarization Fee	$5	Not stated	None
Safe Deposit Box 10 X 10	$75	Not stated	None
Safe Deposit Box 3 X 10	$35	Not stated	None
Safe Deposit Box 3 X 5	$25	Not stated	None
Safe Deposit Box 4 X 10	$45	Not stated	None
Safe Deposit Box 5 X 10	$55	Not stated	None
Safe Deposit Box 5 X 5	$35	Not stated	None
Legal Processing Fee	$100	Not stated	None
Retirement & IRA
IRA Plan Transfer Fee	$50	per item	None
Other Fees
Copy Fee	$2Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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