Xplore Federal Credit Union

Headquarters: Metairie, Louisiana
Charter: Credit Union
Assets: $147.1M
Fed district: Atlanta

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2.50, the middle of its prices
Xplore Federal Credit Union: $0 to $5
Xplore Federal Credit Union: $0 to $5
U.S. median: no median
Overdraft (OD)
Xplore Federal Credit Union: $29
Xplore Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Xplore Federal Credit Union: $29
Xplore Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Xplore Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (audience not stated, treated as personal)No charge
per month
Renew Spend Account: Monthly Service Charge (audience not stated, treated as personal)$5
per month
Monthly Service Charge (if balance falls below $100) (audience not stated, treated as personal)$5
per month
Early Checking Account Closure Fee 2 Within first 6 months (audience not stated, treated as personal)$25
per item
Inactive Share Account Fee No activity for 12 months (audience not stated, treated as personal)$10
Paper Statement Fee (audience not stated, treated as personal)$5
per month

Overdraft & NSF

Courtesy Pay Fee$29
per item
Non-Sufficient Funds (audience not stated, treated as personal)$29
per item

ATM & Card

Out of network ATM W /D Fees$2
2 Day Replacement Rush Fee- Card$50

Wire Transfers

Wire Fee Incoming$12

Check Services

Official Checks Payable to Self (audience not stated, treated as personal)No charge
Stop Payment-Standard (audience not stated, treated as personal)$29
Temporary Checks$2
Check Cashing Fee (non-member)$5
Collection Fee$25
per item
Check Copy$3
per item

Digital & Electronic

Online Banking/Online Bill Pay (audience not stated, treated as personal)No charge

Cash & Deposit

Cash Advance (audience not stated, treated as personal)$5

Account Services

Notary Services$20
Legal Proc es s/ Tax Levy$50

Retirement & IRA

IRA Annual Maintenance Fee$10
per year
IRA Account Closure$20
IRA O utg oing Transfer$20

Other Fees

Statement Copy$5
per item
Loan Skip A Pay Fee (audience not stated, treated as personal)$29.95
Loan Skip A Pay Fee$29.95
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (audience not stated, treated as personal)	No charge	per month	None
Renew Spend Account: Monthly Service Charge (audience not stated, treated as personal)	$5	per month	None
Monthly Service Charge (if balance falls below $100) (audience not stated, treated as personal)	$5	per month	None
Early Checking Account Closure Fee 2 Within first 6 months (audience not stated, treated as personal)	$25	per item	None
Inactive Share Account Fee No activity for 12 months (audience not stated, treated as personal)	$10	Not stated	None
Paper Statement Fee (audience not stated, treated as personal)	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$29	per item	None
Non-Sufficient Funds (audience not stated, treated as personal)	$29	per item	None
ATM & Card
Out of network ATM W /D Fees	$2	Not stated	None
2 Day Replacement Rush Fee- Card	$50	Not stated	None
Wire Transfers
Wire Fee Incoming	$12	Not stated	None
Check Services
Official Checks Payable to Self (audience not stated, treated as personal)	No charge	Not stated	None
Stop Payment-Standard (audience not stated, treated as personal)	$29	Not stated	None
Temporary Checks	$2	Not stated	None
Check Cashing Fee (non-member)	$5	Not stated	None
Collection Fee	$25	per item	None
Check Copy	$3	per item	None
Digital & Electronic
Online Banking/Online Bill Pay (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Cash Advance (audience not stated, treated as personal)	$5	Not stated	None
Account Services
Notary Services	$20	Not stated	None
Legal Proc es s/ Tax Levy	$50	Not stated	None
Retirement & IRA
IRA Annual Maintenance Fee	$10	per year	None
IRA Account Closure	$20	Not stated	None
IRA O utg oing Transfer	$20	Not stated	None
Other Fees
Statement Copy	$5	per item	None
Loan Skip A Pay Fee (audience not stated, treated as personal)	$29.95	Not stated	None
Loan Skip A Pay Fee	$29.95	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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