Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Popa Federal Credit Union

Cerritos, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Escheatment Notice Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee (For transactions and over)$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source
NSF-Fee (per presentment)$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source
Online Bill Pay Returned Items$5Below the typical range ($25–$31 nationally)
$25 below the national median
Source
Overdraft Protection$0Below the typical range ($3–$5 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM Surcharge Fee$0Below the typical range ($1–$2.50 nationally)
$1.75 below the national median
Source
ATM/VISA/Mastermoney Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
per year · Source
Gift Card Replacement (Closed, Lost or Stolen)$10Within the typical range ($5–$10 nationally)
At the national median
Source
Special Handling (i.e. ATM adjustment, etc.)$5Above the typical range ($1–$2.50 nationally)
$3.25 above the national median
Source

Check ServicesVerified

(2 free check copies for each monthly statement)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Source
Online Bill Pay Stop Payment$15Below the typical range ($20–$30 nationally)
$11 below the national median
Source
Stop Payment on Check/Draft/ACH &: Domestic Wire Transfer$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source
Stop Payment on Check/Draft/ACH &: International Wire Transfer$45Above the typical range ($20–$30 nationally)
$19 above the national median
Source
Teller Checks /Cashier Checks$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Source

Account ServicesVerified

Legal Process (levy, garnishment, subpoena, etc.)$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source
Notary Service$7Above the typical range ($0–$5 nationally)
$4.50 above the national median
per month · Source
Subordination Fee$100Within the typical range ($50–$150 nationally)
At the national median
Source
Verification of Deposit$0Below the typical range ($10–$15 nationally)
$10 below the national median
Source

Gift & Prepaid CardsVerified

Gift Card (per item)$2Below the typical range ($3–$4.45 nationally)
$1.50 below the national median
per month · Source
Gift Card Monthly Inactivity Fee (after 12 mo. non-use)$5Above the typical range ($3–$4.45 nationally)
$1.50 above the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Escheatment Notice Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	—	Source
Research/Reconciliation (Min. 1 hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Second Chance Checking Monthly Maintenance	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee (For transactions and over)	$25Within the typical range ($25–$32 nationally)	$5 below the national median	—	—	Source
NSF-Fee (per presentment)	$25
ATM & CardVerified
ATM Surcharge Fee	$0Below the typical range ($1–$2.50 nationally)	$1.75 below the national median	—	—	Source
ATM/VISA/Mastermoney Debit Card Replacement	$10
Check ServicesVerified
(2 free check copies for each monthly statement)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	—	Source
Online Bill Pay Stop Payment	$15
Digital & ElectronicVerified
Online Billpay	$0Within the typical range ($0–$11.48 nationally)	$4.97 below the national median	—	—	Source
Cash & DepositVerified
Returned Deposit Fee(Check, ATM, Mobile, etc.)	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account ServicesVerified
Legal Process (levy, garnishment, subpoena, etc.)	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source
Notary Service	$7
Gift & Prepaid CardsVerified
Gift Card (per item)	$2Below the typical range ($3–$4.45 nationally)	$1.50 below the national median	per month	—	Source
Gift Card Monthly Inactivity Fee (after 12 mo. non-use)	$5
Other FeesVerified
Statement Copy Fee (per statement)	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 25

Headline fees published

9 of 15

Published fees

Under review

Assets

$404.5M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$404.5M

Total deposits

$358.2M

Service charge income (year to date)

$475K

Fee income ratio

3.8%

Return on assets

1.17%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

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