Main Impact Federal Credit Union

Headquarters: Murray, Kentucky
Charter: Credit Union
Assets: $23.3M
Fed district: St. Louis

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Main Impact Federal Credit Union: $25
Main Impact Federal Credit Union: $25
U.S. median: no median
Stop Payment
Main Impact Federal Credit Union: $25
Main Impact Federal Credit Union: $25
U.S. median: no median
OD Protection Transfer
Main Impact Federal Credit Union: $5
Main Impact Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Main Impact Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Share Account$5
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Returned Draft/Item NSF$25
per item
Overdraft Transfer$5
per item

Check Services

Stop Payment Order$25
per item
Microfilm Copy of Draft$2.50
per item

Cash & Deposit

Returned Deposit or Check Chasing Item Returned$10
per item

Account Services

Garnishment or Tax Levy$20
per item

Other Fees

Interim Statement$0.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Share Account	$5Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Returned Draft/Item NSF	$25	per item	None
Overdraft Transfer	$5	per item	None
Check Services
Stop Payment Order	$25	per item	None
Microfilm Copy of Draft	$2.50	per item	None
Cash & Deposit
Returned Deposit or Check Chasing Item Returned	$10	per item	None
Account Services
Garnishment or Tax Levy	$20	per item	None
Other Fees
Interim Statement	$0.50	per item	None

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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