Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Main Impact Federal Credit Union

Murray, KentuckyCredit UnionCleveland Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Share Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Transfer$5Within the typical range ($3–$5 nationally)
At the national median
Source
Returned Draft/Item NSF$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source

Check ServicesVerified

Microfilm Copy of Draft$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median
Source
Stop Payment Order$25Within the typical range ($20–$30 nationally)
$1 below the national median
per item · Source

Cash & DepositVerified

Returned Deposit or Check Chasing Item Returned$10Within the typical range ($10–$25 nationally)
$5 below the national median
per item · Source

Account ServicesVerified

Garnishment or Tax Levy$20Below the typical range ($30–$75 nationally)
$30 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Share Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Transfer	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Returned Draft/Item NSF	$25Within the typical range ($25–$31 nationally)
Check ServicesVerified
Microfilm Copy of Draft	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	—	—	Source
Stop Payment Order	$25
Cash & DepositVerified
Returned Deposit or Check Chasing Item Returned	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	—	Source
Account ServicesVerified
Garnishment or Tax Levy	$20Below the typical range ($30–$75 nationally)	$30 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 7 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$23.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$23.3M

Total deposits

$20.8M

Service charge income (year to date)

$7K

Fee income ratio

1.3%

Return on assets

0.63%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 46,468 published fee entries from 2,882 institutions

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