Crouse Federal Credit Union

Headquarters: Syracuse, New York
Charter: Credit Union
Assets: $20.2M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Crouse Federal Credit Union: $30
Crouse Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Crouse Federal Credit Union: $10
Crouse Federal Credit Union: $10
U.S. median: no median
Non-Network ATM
Crouse Federal Credit Union: $2
Crouse Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Crouse Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days of opening$10
Dormant Account --No Activity$10
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements in excess of 4 pages$2.50
per month

Overdraft & NSF

NSF Overdraft Fee$30
Non Sufficient Funds - Transactions $10.00 or less$10
per item

ATM & Card

Out of Network ATM 4 Free per month, then$2
per item
Replacement Card or Card Capture$10
per item
Rush Replacement Card$25

Check Services

Counter Check -Pay to 3rd Party ( Bank Check)$6
Money Order$1.25
per item
Stop Payment (Drafts, ACH, Money Order, Official Check)$15
per item
Stop Payment Fee$15
Starter Checks for Checking 5 free on opening 10 checks on request$10
Non Member Check Cashing$10
Copies of Cancelled Checks 5 Free Per Yr /$1
per item

Digital & Electronic

Ach Return Fee$20
Inactive Bill Pay Account: After 36 mos$1
per month

Cash & Deposit

Cash Advance Fee$12
Return Deposited Item/Payments Loan Credit Cards$20

Account Services

Notary Public Fee Free to member with appointment--- Non Member$2
Not compared: Charged per document; comparison unavailable
per document
Restraining Notice/Levy (legal)$40

Lending Fees

Late Charge$25
Not compared: Monthly charge, not per item
per month

Other Fees

Copy of Statements/Interim Print out$1

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days of opening	$10	Not stated	None
Dormant Account --No Activity	$10	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements in excess of 4 pages	$2.50	per month	None
Overdraft & NSF
NSF Overdraft Fee	$30	Not stated	None
Non Sufficient Funds - Transactions $10.00 or less	$10	per item	None
ATM & Card
Out of Network ATM 4 Free per month, then	$2	per item	None
Replacement Card or Card Capture	$10	per item	None
Rush Replacement Card	$25	Not stated	None
Check Services
Counter Check -Pay to 3rd Party ( Bank Check)	$6	Not stated	None
Money Order	$1.25	per item	None
Stop Payment (Drafts, ACH, Money Order, Official Check)	$15	per item	None
Stop Payment Fee	$15	Not stated	None
Starter Checks for Checking 5 free on opening 10 checks on request	$10	Not stated	None
Non Member Check Cashing	$10	Not stated	None
Copies of Cancelled Checks 5 Free Per Yr /	$1	per item	None
Digital & Electronic
Ach Return Fee	$20	Not stated	None
Inactive Bill Pay Account: After 36 mos	$1	per month	None
Cash & Deposit
Cash Advance Fee	$12	Not stated	None
Return Deposited Item/Payments Loan Credit Cards	$20	Not stated	None
Account Services
Notary Public Fee Free to member with appointment--- Non Member	$2Not compared: Charged per document; comparison unavailable	per document	None
Restraining Notice/Levy (legal)	$40	Not stated	None
Lending Fees
Late Charge	$25Not compared: Monthly charge, not per item	per month	None
Other Fees
Copy of Statements/Interim Print out	$1	Not stated	None

Correct a fee source

Apr 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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