Tompkins Employees Federal Credit Union

Headquarters: Ithaca, New York
Charter: Credit Union
Assets: $12.1M
Fed district: New York

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Stop Payment
Tompkins Employees Federal Credit Union: $30
Tompkins Employees Federal Credit Union: $30
U.S. median: no median
Cashier's Check
Tompkins Employees Federal Credit Union: $3
Tompkins Employees Federal Credit Union: $3
U.S. median: no median
OD Protection Transfer
Tompkins Employees Federal Credit Union: $10
Tompkins Employees Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tompkins Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormancy Fee$25
per month
Dormancy Fee Per Month$25
per month
Inactive Account$5
per month
Account Research/Reconciliation$20
per item · per hour, minimum $20.00
Bad Address/Returned Mail$10
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

Overdraft Transfer/ Protection From Savings (per item)$10
per item
Overdraft Transfer/Protection From Savings$10
per item

ATM & Card

Replacement Debit Card Standard Delivery$15
per item
Replacement Debit Card Two Day Delivery$20
per item

Check Services

Teller Check(s)$3
per item
Stop Payment of Personal Check$30
Copy of Paid Check$10

Cash & Deposit

Return Deposit Item Fee$30

Account Services

Notary ServiceNo charge

Lending Fees

Late Loan Fee$25
per item · after a ten day grace period

Other Fees

Duplicate Statement$5
Fax Incoming or Outgoing$2
per item · each
Interim Statement of Activity$2
Photocopy$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormancy Fee	$25	per month	None
Dormancy Fee Per Month	$25	per month	None
Inactive Account	$5	per month	None
Account Research/Reconciliation	$20	per item	per hour, minimum $20.00
Bad Address/Returned Mail	$10Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
Overdraft Transfer/ Protection From Savings (per item)	$10	per item	None
Overdraft Transfer/Protection From Savings	$10	per item	None
ATM & Card
Replacement Debit Card Standard Delivery	$15	per item	None
Replacement Debit Card Two Day Delivery	$20	per item	None
Check Services
Teller Check(s)	$3	per item	None
Stop Payment of Personal Check	$30	Not stated	None
Copy of Paid Check	$10	Not stated	None
Cash & Deposit
Return Deposit Item Fee	$30	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Lending Fees
Late Loan Fee	$25	per item	after a ten day grace period
Other Fees
Duplicate Statement	$5	Not stated	None
Fax Incoming or Outgoing	$2	per item	each
Interim Statement of Activity	$2	Not stated	None
Photocopy	$0.25	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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