Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

G.P.O. Federal Credit Union

New Hartford, New YorkCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing$20Within the typical range ($20–$25 nationally)

Account Research$20

$5 below the national median

Source

Overdraft & NSFVerified

Overdraft Fee$15Below the typical range ($25–$32 nationally)
$15 below the national median
per item · Source

ATM & CardVerified

ATM Fee for Using an ATM not owned by us$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per item · Source
Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Wire TransfersVerified

per item | Wire Transfer Fee - Outgoing - Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median
per item · Source
per item | Wire Transfer Fee - Outgoing - International$50Within the typical range ($40–$50 nationally)
At the national median
per item · Source

Check ServicesVerified

Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Source
per item | Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
per item · Source

Digital & ElectronicVerified

ACH Return and Returned Check (RC) Fee$25Within the typical range ($19–$30 nationally)
$2 below the national median
per item · Source

Other FeesVerified

Share Draft Photocopies$4Within the typical range ($2–$5 nationally)
$1 above the national median
per item · Source
Statement Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per item	—	Source
Account Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$15Below the typical range ($25–$32 nationally)	$15 below the national median	per item	—	Source
ATM & CardVerified
ATM Fee for Using an ATM not owned by us	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per item	—	Source
Replacement Card	$5
Wire TransfersVerified
per item \| Wire Transfer Fee - Outgoing - Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per item	—	Source
per item \| Wire Transfer Fee - Outgoing - International	$50
Check ServicesVerified
Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
per item \| Money Order	$2
Digital & ElectronicVerified
ACH Return and Returned Check (RC) Fee	$25Within the typical range ($19–$30 nationally)	$2 below the national median	per item	—	Source
Other FeesVerified
Share Draft Photocopies	$4Within the typical range ($2–$5 nationally)	$1 above the national median	per item	—	Source
Statement Copy Fee	$2

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$629.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$629.8M

Total deposits

$552.2M

Service charge income (year to date)

$2.0M

Fee income ratio

10.2%

Return on assets

1.11%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 33,861 verified fees from 2,470 institutions

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