C C S E Federal Credit Union

Headquarters: Salamanca, New York
Charter: Credit Union
Assets: $61.1M
Fed district: New York

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
C C S E Federal Credit Union: No fee
C C S E Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
C C S E Federal Credit Union: $30
C C S E Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
C C S E Federal Credit Union: $25
C C S E Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from C C S E Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeeNo charge
per month
Early Closing Fee (Less than 6 mos.)$10
Dormant Account Monthly Fee (After 2 years)$25
per month
Inactive Account Monthly Fee (After 1 year)$5
per month
Research Fee (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$5

Overdraft & NSF

Courtesy Pay Fee (ACH/Draft)$30
per item
Courtesy Pay Fee (Debit Card Opt In) (audience not stated, treated as personal)$30
NSF Returned Fee$25

ATM & Card

Replacement Debit Card/ATM (audience not stated, treated as personal)$15

Wire Transfers

Outgoing Wire (Domestic)$30
Incoming Wire Fee$10
Outgoing Wire (International)$55

Check Services

Money Orders$2
Debit Card/Zelle Stop Payment Fee$25
Counter Checks (audience not stated, treated as personal)$5
Non-Member Check Cashing Fee$10
Check Copy$5

Digital & Electronic

ACH Origination Fee$5
Zelle Pay (Transaction Fees may apply)No charge

Cash & Deposit

Deposited Check Return Fee$30

Account Services

Notary ServiceNo charge

Gift & Prepaid Cards

VISA Gift Card (audience not stated, treated as personal)$10

Other Fees

Statement Copy (Over 1 Year)$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	No charge	per month	None
Early Closing Fee (Less than 6 mos.)	$10	Not stated	None
Dormant Account Monthly Fee (After 2 years)	$25	per month	None
Inactive Account Monthly Fee (After 1 year)	$5	per month	None
Research Fee (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee (ACH/Draft)	$30	per item	None
Courtesy Pay Fee (Debit Card Opt In) (audience not stated, treated as personal)	$30	Not stated	None
NSF Returned Fee	$25	Not stated	None
ATM & Card
Replacement Debit Card/ATM (audience not stated, treated as personal)	$15	Not stated	None
Wire Transfers
Outgoing Wire (Domestic)	$30	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Outgoing Wire (International)	$55	Not stated	None
Check Services
Money Orders	$2	Not stated	None
Debit Card/Zelle Stop Payment Fee	$25	Not stated	None
Counter Checks (audience not stated, treated as personal)	$5	Not stated	None
Non-Member Check Cashing Fee	$10	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
ACH Origination Fee	$5	Not stated	None
Zelle Pay (Transaction Fees may apply)	No charge	Not stated	None
Cash & Deposit
Deposited Check Return Fee	$30	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (audience not stated, treated as personal)	$10	Not stated	None
Other Fees
Statement Copy (Over 1 Year)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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