19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Polish & Slavic Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee | No charge | per month | None |
| Minimum Balance Fee | No charge | Not stated | None |
| Dormant Account (monthly, if no activity for at least 2 years) | $20 | per month | None |
| Bad Address (Monthly) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Privilege Fee | $29 | Not stated | None |
| Return of a Draft/ACH Transaction (NSF) | $29 | Not stated | None |
ATM & Card | |||
| ATM/Debit Card Replacement (standard delivery) | No charge | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer (audience not stated, treated as personal) | $35 | Not stated | None |
| Int'l Wire Transfer (audience not stated, treated as personal) | $45 | Not stated | None |
| Int'l Wire Transfer7FX (audience not stated, treated as personal) | $35 | Not stated | None |
Check Services | |||
| Certified Check | No charge | Not stated | None |
| Stop Payment (including ACH) | $25 | Not stated | None |
| Starter Checks | No charge | Not stated | None |
| Foreign Check Collection | $50 | Not stated | None |
| Copy of Paid Draft | $5 | Not stated | None |
| Copy of Paid Draft (24 months available online) | No charge | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
| Online Bill Pay Expedited Payment | $20 | Not stated | None |
| Return of Bill Payment (audience not stated, treated as personal) | $22 | Not stated | None |
Account Services | |||
| Notary Public Service (subject to availability) | No charge | Not stated | None |
| Drilling | $200Not compared: Box drilling or key fee | Not stated | None |
| Late Payment | $25Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10"x10"x21" | $99 | Not stated | None |
| Safe Deposit Box 10"x10"x21" (audience not stated, treated as personal) | $99 | Not stated | None |
| Safe Deposit Box 3"x5"x21" | $40 | Not stated | None |
| Safe Deposit Box 3"x5"x21" (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 5"x10"x21" | $70 | Not stated | None |
| Safe Deposit Box 5"x10"x21" (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box 5"x5"x21" | $45 | Not stated | None |
| Safe Deposit Box 5"x5"x21" (audience not stated, treated as personal) | $45 | Not stated | None |
| Legal Processing (Tax Levy, Garnsishment, Court Administrative Order) | $75 | Not stated | None |
Other Fees | |||
| Copy of an archived document | $5 | Not stated | None |
| Copy of Statement (24 months available online) | No charge | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee | No charge | per month | None |
| Minimum Balance Fee | No charge | Not stated | None |
| Plus Business Checking (monthly, if average daily balance below $10,000) | $10 | per month | None |
| Plus Business Checking (monthly, if average daily balance below $10,000) | $10 | per month | None |
| Dormant Account (monthly, if no activity for at least 2 years) | $20 | per month | None |
| Bad Address (Monthly) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Privilege Fee | $29 | Not stated | None |
| Return of a Draft/ACH Transaction (NSF) | $29 | Not stated | None |
ATM & Card | |||
| ATM/Debit Card Replacement (standard delivery) | No charge | Not stated | None |
Check Services | |||
| Certified Check | No charge | Not stated | None |
| Stop Payment (including ACH) | $25 | Not stated | None |
| Starter Checks | No charge | Not stated | None |
| Foreign Check Collection | $50 | Not stated | None |
| Copy of Paid Draft | $5 | Not stated | None |
| Copy of Paid Draft (24 months available online) | No charge | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
| Online Bill Pay Expedited Payment | $20 | Not stated | None |
Account Services | |||
| Notary Public Service (subject to availability) | No charge | Not stated | None |
| Drilling | $200Not compared: Box drilling or key fee | Not stated | None |
| Late Payment | $25Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10"x10"x21" | $99 | Not stated | None |
| Safe Deposit Box 3"x5"x21" | $40 | Not stated | None |
| Safe Deposit Box 5"x10"x21" | $70 | Not stated | None |
| Safe Deposit Box 5"x5"x21" | $45 | Not stated | None |
| Legal Processing (Tax Levy, Garnsishment, Court Administrative Order) | $75 | Not stated | None |
Other Fees | |||
| Copy of an archived document | $5 | Not stated | None |
| Copy of Statement (24 months available online) | No charge | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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