Money Federal Credit Union

Headquarters: Syracuse, New York
Charter: Credit Union
Assets: $51.3M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Money Federal Credit Union: $30
Money Federal Credit Union: $30
U.S. median: no median
Stop Payment
Money Federal Credit Union: $15
Money Federal Credit Union: $15
U.S. median: no median
Wire Transfer (Int'l Out)
Money Federal Credit Union: $60
Money Federal Credit Union: $60
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Money Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 Days of Opening$25
Abandoned Property Processing Fee$100
Inactive Account (after 1 year)$5
per month
Account Research (unless Credit Union error)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (unless Credit Union error) | $25/hour
Invalid Address/Returned Mail$10

Overdraft & NSF

Insufficient Funds (check or electronic)$30
per item

ATM & Card

Lost Debit Card (after 2nd occurrence)$10
Lost Debit Card (after 3rd occurrence)$15
Replacement Card Rush Order$35

Wire Transfers

WIRE TRANSFERS: Incoming$3
WIRE TRANSFERS: International Outgoing$60

Check Services

Official Check (if not payable to member)$3
per item
Check Stop Payment/Void$15
per item
Starter Checks (after first 12)$3
per item
Foreign Check Deposit$10
per item
Check Copy$3
per item

Account Services

Legal Processing (garnishment, levy, restraint, etc.)$100

Lending Fees

Late Payment$30
Loan Processing Fee$25

Retirement & IRA

IRA Administration$25
per year

Gift & Prepaid Cards

VISA Gift Card$4
per item

Other Fees

Statement Copy – Electronic Copies (over 6 months worth)$25
Statement Copy – Paper Copies (over 6 months worth)$35
Loan Processing Fee$25
Loan Processing Fee (Home Equity Loan/Lines)$100
Skip-a-Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 Days of Opening	$25	Not stated	None
Abandoned Property Processing Fee	$100	Not stated	None
Inactive Account (after 1 year)	$5	per month	None
Account Research (unless Credit Union error)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research (unless Credit Union error) \| $25/hour
Invalid Address/Returned Mail	$10	Not stated	None
Overdraft & NSF
Insufficient Funds (check or electronic)	$30	per item	None
ATM & Card
Lost Debit Card (after 2nd occurrence)	$10	Not stated	None
Lost Debit Card (after 3rd occurrence)	$15	Not stated	None
Replacement Card Rush Order	$35	Not stated	None
Wire Transfers
WIRE TRANSFERS: Incoming	$3	Not stated	None
WIRE TRANSFERS: International Outgoing	$60	Not stated	None
Check Services
Official Check (if not payable to member)	$3	per item	None
Check Stop Payment/Void	$15	per item	None
Starter Checks (after first 12)	$3	per item	None
Foreign Check Deposit	$10	per item	None
Check Copy	$3	per item	None
Account Services
Legal Processing (garnishment, levy, restraint, etc.)	$100	Not stated	None
Lending Fees
Late Payment	$30	Not stated	None
Loan Processing Fee	$25	Not stated	None
Retirement & IRA
IRA Administration	$25	per year	None
Gift & Prepaid Cards
VISA Gift Card	$4	per item	None
Other Fees
Statement Copy – Electronic Copies (over 6 months worth)	$25	Not stated	None
Statement Copy – Paper Copies (over 6 months worth)	$35	Not stated	None
Loan Processing Fee	$25	Not stated	None
Loan Processing Fee (Home Equity Loan/Lines)	$100	Not stated	None
Skip-a-Pay	$25	Not stated	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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