Local 41 I.B.E.W. Federal Credit Union

Headquarters: Orchard Park, New York
Charter: Credit Union
Assets: $19.4M
Fed district: New York

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Local 41 I.B.E.W. Federal Credit Union: $1
Local 41 I.B.E.W. Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Local 41 I.B.E.W. Federal Credit Union: $25
Local 41 I.B.E.W. Federal Credit Union: $25
U.S. median: no median
Stop Payment
Local 41 I.B.E.W. Federal Credit Union: $40
Local 41 I.B.E.W. Federal Credit Union: $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Local 41 I.B.E.W. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (no activity for 1 year)$10
per month
Paper Statement fee$3
Return Mail$5

Overdraft & NSF

Negative Balance Fee$5

ATM & Card

Nonproprietary ATM transaction$1
per transaction
Replace Visa Card$10
per item
Debit card with 2 day Rush Fee$50
per item · 2 day rush service
Replace ATM/Debit card with 2 day Rush$50

Wire Transfers

Wire: Outgoing Domestic$25
Wire: Incoming Domestic$10
Wire: Outgoing International$50
Wire: Incoming International$10

Check Services

Stop Payment on CU issued check$40
per item
Copy of Deposited Check$5
Copy of Draft$5

Cash & Deposit

Deposited Check Return$35
per item

Other Fees

Copy fee$1

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (no activity for 1 year)	$10	per month	None
Paper Statement fee	$3	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Negative Balance Fee	$5	Not stated	None
ATM & Card
Nonproprietary ATM transaction	$1	per transaction	None
Replace Visa Card	$10	per item	None
Debit card with 2 day Rush Fee	$50	per item	2 day rush service
Replace ATM/Debit card with 2 day Rush	$50	Not stated	None
Wire Transfers
Wire: Outgoing Domestic	$25	Not stated	None
Wire: Incoming Domestic	$10	Not stated	None
Wire: Outgoing International	$50	Not stated	None
Wire: Incoming International	$10	Not stated	None
Check Services
Stop Payment on CU issued check	$40	per item	None
Copy of Deposited Check	$5	Not stated	None
Copy of Draft	$5	Not stated	None
Cash & Deposit
Deposited Check Return	$35	per item	None
Other Fees
Copy fee	$1	Not stated	None

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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