Chelsea Groton Bank

Headquarters: Groton, Connecticut
Charter: Bank
Assets: $1.8B
Fed district: Boston

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Chelsea Groton Bank: $2
Chelsea Groton Bank: $2
U.S. median: no median
NSF / Returned Item
Chelsea Groton Bank: $32
Chelsea Groton Bank: $32
U.S. median: no median
Non-Network ATM
Chelsea Groton Bank: $1
Chelsea Groton Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chelsea Groton Bank’s own schedules, with a source for each figure.

Account Maintenance

No monthly maintenance service charge.$2
per month
Inactivity fee$10
Inactivity Fee (audience not stated, treated as personal)$5
per month
Paper Statement$2
Returned Mail (audience not stated, treated as personal)$2

Overdraft & NSF

Insufficient Funds (NSF) Fee – Item Returned$32

ATM & Card

Non- Chelsea Groton ATM$1
Replacement Debit Card$5

Wire Transfers

Domestic Wire Out Fee (audience not stated, treated as personal)$20
Foreign Wire Out Fee (audience not stated, treated as personal)$45

Check Services

Bank Check$5
Money Order$2
Stop Payment Fee (audience not stated, treated as personal)$20
Stop Payment of Money Orders or Bank Checks (audience not stated, treated as personal)$30
Temporary Checks (audience not stated, treated as personal)$2
Foreign Check Collection (audience not stated, treated as personal)$25
Check Copy (audience not stated, treated as personal)$2

Digital & Electronic

Bill Pay – Overnight Payment (audience not stated, treated as personal)$14.95

Retirement & IRA

IRA Direct Transfer to New Custodian (audience not stated, treated as personal)$35

Other Fees

Statement Copy Charge (audience not stated, treated as personal)$3

Fee	Amount	Basis	Note
Account Maintenance
No monthly maintenance service charge.	$2	per month	None
Inactivity fee	$10	Not stated	None
Inactivity Fee (audience not stated, treated as personal)	$5	per month	None
Paper Statement	$2	Not stated	None
Returned Mail (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Insufficient Funds (NSF) Fee – Item Returned	$32	Not stated	None
ATM & Card
Non- Chelsea Groton ATM	$1	Not stated	None
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Domestic Wire Out Fee (audience not stated, treated as personal)	$20	Not stated	None
Foreign Wire Out Fee (audience not stated, treated as personal)	$45	Not stated	None
Check Services
Bank Check	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payment Fee (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment of Money Orders or Bank Checks (audience not stated, treated as personal)	$30	Not stated	None
Temporary Checks (audience not stated, treated as personal)	$2	Not stated	None
Foreign Check Collection (audience not stated, treated as personal)	$25	Not stated	None
Check Copy (audience not stated, treated as personal)	$2	Not stated	None
Digital & Electronic
Bill Pay – Overnight Payment (audience not stated, treated as personal)	$14.95	Not stated	None
Retirement & IRA
IRA Direct Transfer to New Custodian (audience not stated, treated as personal)	$35	Not stated	None
Other Fees
Statement Copy Charge (audience not stated, treated as personal)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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