Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Chelsea Groton Bank

Groton, ConnecticutBankBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

No monthly maintenance service charge.$2Below the typical range ($3–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=monthly_maintenance; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="No monthly maintenance service charge. $2" · Source

paper statement fee applies.$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=paper_statement; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="$2 paper statement fee applies." · Source

Overdraft & NSFVerified

Insufficient Funds (NSF) Fee – Item Returned or$32Above the typical range ($25–$31 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=nsf; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Insufficient Funds (NSF) Fee – Item Returned or | $32 Fees apply to overdrafts created by check, in-person" · Source

ATM & CardVerified

Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=card_replacement; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Replacement Debit Card $5" · Source
 Non- Chelsea Groton ATM$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=atm_non_network; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt=" Non- Chelsea Groton ATM $1 Other financial institutions’ service charges may apply when" · Source

Wire TransfersVerified

Domestic Wire Out Fee$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=wire_domestic_outgoing; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Domestic Wire Out Fee $20" · Source

Check ServicesVerified

Bank Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=cashiers_check; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Bank Check $5 Bank Checks are complimentary for Relationship Checking" · Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=check_image; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Check Copy $2" · Source
Money Order$2Within the typical range ($2–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=money_order; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Money Order $2" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=stop_payment; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Stop Payment Fee $20 Check or ACH stop payment." · Source
Stop Payment of Money Orders or Bank Checks$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=stop_payment; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Stop Payment of Money Orders or Bank Checks $30" · Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=counter_check; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Temporary Checks $2 Per four checks." · Source

Digital & ElectronicVerified

Bill Pay – Overnight Payment$14.95Above the typical range ($0–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=bill_pay; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Bill Pay – Overnight Payment $14.95" · Source

Retirement & IRAVerified

IRA Direct Transfer to New Custodian$35Within the typical range ($25–$35 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=ira_termination; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="IRA Direct Transfer to New Custodian $35" · Source

Other FeesVerified

Statement Copy Charge$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=document_reproduction; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Statement Copy Charge $3 Per statement." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
No monthly maintenance service charge.	$2Below the typical range ($3–$10 nationally)	$3.99 below the national median	per month	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=monthly_maintenance; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="No monthly maintenance service charge. $2"	Source
paper statement fee applies.	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=paper_statement; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="$2 paper statement fee applies."	Source
Overdraft & NSFVerified
Insufficient Funds (NSF) Fee – Item Returned or	$32Above the typical range ($25–$31 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=nsf; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Insufficient Funds (NSF) Fee – Item Returned or \| $32 Fees apply to overdrafts created by check, in-person"	Source
ATM & CardVerified
Replacement Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=card_replacement; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Replacement Debit Card $5"	Source
 Non- Chelsea Groton ATM
Wire TransfersVerified
Domestic Wire Out Fee	$20Within the typical range ($20–$25 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=wire_domestic_outgoing; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Domestic Wire Out Fee $20"	Source
Check ServicesVerified
Bank Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=cashiers_check; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Bank Check $5 Bank Checks are complimentary for Relationship Checking"	Source
Check Copy
Digital & ElectronicVerified
Bill Pay – Overnight Payment	$14.95Above the typical range ($0–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=bill_pay; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Bill Pay – Overnight Payment $14.95"	Source
Retirement & IRAVerified
IRA Direct Transfer to New Custodian	$35Within the typical range ($25–$35 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=ira_termination; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="IRA Direct Transfer to New Custodian $35"	Source
Other FeesVerified
Statement Copy Charge	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10086. canonical_hint=document_reproduction; text_hash=8bca1e2404126ce5b491dda9b6b2c2e0eb0406c54dfa44147b38fc7b7a67feff; excerpt="Statement Copy Charge $3 Per statement."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $32

7% above the national median NSF fee

Total fees: 15 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$1.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.8B

Total deposits

$1.2B

Service charge income

$657K

Fee income ratio

3.6%

Return on assets

1.79%

Branches

Service charge income by quarter

Q2 2026$657K

Q1 2026$627K

Q4 2025$632K

Q3 2025$634K

Financial profile · Pro

Performance from regulator filings

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