Health Care Professionals Federal Credit Union

Headquarters: Richmond, Indiana
Charter: Credit Union
Assets: $41.6M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Health Care Professionals Federal Credit Union: $20
Health Care Professionals Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Health Care Professionals Federal Credit Union: $20
Health Care Professionals Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Health Care Professionals Federal Credit Union: $0.50
Health Care Professionals Federal Credit Union: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Health Care Professionals Federal Credit Union · $42M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$41M to $43M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Health Care Professionals Federal Credit Union(this institution)	Richmond, IN	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
B&V Federal Credit Union	Overland Park, KS	$43M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Campus Federal Credit Union	Wichita, KS	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chiropractic Federal Credit Union	Farmington, MI	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
City-County Employees Federal Credit Union	Clearwater, FL	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Credit Union of Emporia	Emporia, KS	$42M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
East River Federal Credit Union	Madison, SD	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Golden Rule Community Federal Credit Union	Ripon, WI	$43M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Haynes Community Federal Credit Union	Kokomo, IN	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
M O Federal Credit Union	Huron, SD	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
M.P.D. Community Federal Credit Union	Nashville, TN	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Methuen Federal Credit Union	Methuen, MA	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwest Municipal Federal Credit Union	Des Plaines, IL	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Old Ocean Federal Credit Union	Sweeny, TX	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Parks Heritage Federal Credit Union	Glens Falls, NY	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pee Dee Federal Credit Union	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Port City Federal Credit Union	Muskegon, MI	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River Region Federal Credit Union	Lutcher, LA	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
San Angelo Federal Credit Union	San Angelo, TX	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sioux Valley Coop Federal Credit Union	Watertown, SD	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Streator Community Federal Credit Union	Streator, IL	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Toro Employees Federal Credit Union	Bloomington, MN	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Travis County Federal Credit Union	Austin, TX	$43M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Valex Federal Credit Union	Alexandria, LA	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Visionary Federal Credit Union	Bridgeville, PA	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westchester Schools' Federal Credit Union	Rye Brook, NY	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(out-of-network atm)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $0.50 (50%) below the median of similar-sized credit unions.

Its published price is $0.50, against a peer median of $1 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 17, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Health Care Professionals…Peer (equal prices stack)Peer median

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 17, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Health Care Professionals Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (if closed within 90 days of opening)$5
Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity$5
per month
IRA Inactive Account Fee (per quarter)$25
Not compared: Quarterly charge, not monthly
per quarter
Reconciliation Fee (refunded if our error)$20

Overdraft & NSF

Share Overdraft Fee (per each item paid)$20
per item
ACH NSF Fees (each item)$20
per item
Returned Draft Charge (NSF)$20

ATM & Card

Visa Check Card/ATM Withdrawal (At machines we do not own or designate)$0.50
VISA Check Card/ATM Card Replacement Fee$10
Rush Delivery of VISA Check Card/ATM Card$35

Wire Transfers

Wire Transfer Fee (domestic)$20
Wire Transfer Fee (international)$40

Check Services

Money Order Fee$1
Official CU Check Stop Payment Fee$25
Stop Payment Charge$20
Counter Check (must order minimum of 5)$0.50
Non-Member Check Cashing Fee$5
Draft Photo Copy Charge (copies of paid drafts) after 5th copy in each month$2

Lending Fees

Late Payment Fee$25

Retirement & IRA

IRA Fees: Transfer Fee$25

Other Fees

Skip A Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (if closed within 90 days of opening)	$5	Not stated	None
Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity	$5	per month	None
IRA Inactive Account Fee (per quarter)	$25Not compared: Quarterly charge, not monthly	per quarter	None
Reconciliation Fee (refunded if our error)	$20	Not stated	None
Overdraft & NSF
Share Overdraft Fee (per each item paid)	$20	per item	None
ACH NSF Fees (each item)	$20	per item	None
Returned Draft Charge (NSF)	$20	Not stated	None
ATM & Card
Visa Check Card/ATM Withdrawal (At machines we do not own or designate)	$0.50	Not stated	None
VISA Check Card/ATM Card Replacement Fee	$10	Not stated	None
Rush Delivery of VISA Check Card/ATM Card	$35	Not stated	None
Wire Transfers
Wire Transfer Fee (domestic)	$20	Not stated	None
Wire Transfer Fee (international)	$40	Not stated	None
Check Services
Money Order Fee	$1	Not stated	None
Official CU Check Stop Payment Fee	$25	Not stated	None
Stop Payment Charge	$20	Not stated	None
Counter Check (must order minimum of 5)	$0.50	Not stated	None
Non-Member Check Cashing Fee	$5	Not stated	None
Draft Photo Copy Charge (copies of paid drafts) after 5th copy in each month	$2	Not stated	None
Lending Fees
Late Payment Fee	$25	Not stated	None
Retirement & IRA
IRA Fees: Transfer Fee	$25	Not stated	None
Other Fees
Skip A Payment Fee	$25	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Health Care Professionals Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Health Care Professionals Federal Credit Union: $20
Health Care Professionals Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Health Care Professionals Federal Credit Union: $20
Health Care Professionals Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Health Care Professionals Federal Credit Union: $0.50
Health Care Professionals Federal Credit Union: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Health Care Professionals Federal Credit Union · $42M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$41M to $43M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Health Care Professionals Federal Credit Union(this institution)	Richmond, IN	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
B&V Federal Credit Union	Overland Park, KS	$43M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Campus Federal Credit Union	Wichita, KS	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chiropractic Federal Credit Union	Farmington, MI	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
City-County Employees Federal Credit Union	Clearwater, FL	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Credit Union of Emporia	Emporia, KS	$42M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
East River Federal Credit Union	Madison, SD	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Golden Rule Community Federal Credit Union	Ripon, WI	$43M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Haynes Community Federal Credit Union	Kokomo, IN	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
M O Federal Credit Union	Huron, SD	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
M.P.D. Community Federal Credit Union	Nashville, TN	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Methuen Federal Credit Union	Methuen, MA	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwest Municipal Federal Credit Union	Des Plaines, IL	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Old Ocean Federal Credit Union	Sweeny, TX	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Parks Heritage Federal Credit Union	Glens Falls, NY	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pee Dee Federal Credit Union	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Port City Federal Credit Union	Muskegon, MI	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River Region Federal Credit Union	Lutcher, LA	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
San Angelo Federal Credit Union	San Angelo, TX	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sioux Valley Coop Federal Credit Union	Watertown, SD	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Streator Community Federal Credit Union	Streator, IL	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Toro Employees Federal Credit Union	Bloomington, MN	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Travis County Federal Credit Union	Austin, TX	$43M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Valex Federal Credit Union	Alexandria, LA	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Visionary Federal Credit Union	Bridgeville, PA	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westchester Schools' Federal Credit Union	Rye Brook, NY	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(out-of-network atm)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $0.50 (50%) below the median of similar-sized credit unions.

Its published price is $0.50, against a peer median of $1 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 17, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Health Care Professionals…Peer (equal prices stack)Peer median

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 17, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Health Care Professionals Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (if closed within 90 days of opening)$5
Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity$5
per month
IRA Inactive Account Fee (per quarter)$25
Not compared: Quarterly charge, not monthly
per quarter
Reconciliation Fee (refunded if our error)$20

Overdraft & NSF

Share Overdraft Fee (per each item paid)$20
per item
ACH NSF Fees (each item)$20
per item
Returned Draft Charge (NSF)$20

ATM & Card

Visa Check Card/ATM Withdrawal (At machines we do not own or designate)$0.50
VISA Check Card/ATM Card Replacement Fee$10
Rush Delivery of VISA Check Card/ATM Card$35

Wire Transfers

Wire Transfer Fee (domestic)$20
Wire Transfer Fee (international)$40

Check Services

Money Order Fee$1
Official CU Check Stop Payment Fee$25
Stop Payment Charge$20
Counter Check (must order minimum of 5)$0.50
Non-Member Check Cashing Fee$5
Draft Photo Copy Charge (copies of paid drafts) after 5th copy in each month$2

Lending Fees

Late Payment Fee$25

Retirement & IRA

IRA Fees: Transfer Fee$25

Other Fees

Skip A Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (if closed within 90 days of opening)	$5	Not stated	None
Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity	$5	per month	None
IRA Inactive Account Fee (per quarter)	$25Not compared: Quarterly charge, not monthly	per quarter	None
Reconciliation Fee (refunded if our error)	$20	Not stated	None
Overdraft & NSF
Share Overdraft Fee (per each item paid)	$20	per item	None
ACH NSF Fees (each item)	$20	per item	None
Returned Draft Charge (NSF)	$20	Not stated	None
ATM & Card
Visa Check Card/ATM Withdrawal (At machines we do not own or designate)	$0.50	Not stated	None
VISA Check Card/ATM Card Replacement Fee	$10	Not stated	None
Rush Delivery of VISA Check Card/ATM Card	$35	Not stated	None
Wire Transfers
Wire Transfer Fee (domestic)	$20	Not stated	None
Wire Transfer Fee (international)	$40	Not stated	None
Check Services
Money Order Fee	$1	Not stated	None
Official CU Check Stop Payment Fee	$25	Not stated	None
Stop Payment Charge	$20	Not stated	None
Counter Check (must order minimum of 5)	$0.50	Not stated	None
Non-Member Check Cashing Fee	$5	Not stated	None
Draft Photo Copy Charge (copies of paid drafts) after 5th copy in each month	$2	Not stated	None
Lending Fees
Late Payment Fee	$25	Not stated	None
Retirement & IRA
IRA Fees: Transfer Fee	$25	Not stated	None
Other Fees
Skip A Payment Fee	$25	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.