Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Health Care Professionals Federal Credit Union

Richmond, IndianaCredit UnionChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account Fee (if closed within 90 days of opening)$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=early_closure; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Closed Account Fee (if closed within 90 days of opening) | $5.00" · Source

Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity; excludes f$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=dormant_account; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity; excludes fee or dividend transactions | $5.00" · Source

Reconciliation Fee (refunded if our error)$20

At the national median

Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=account_research; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Reconciliation Fee (refunded if our error) | $20.00" · Source

Overdraft & NSFVerified

ACH NSF Fees (each item)$20Below the typical range ($25–$32 nationally)
$9 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=nsf; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="ACH NSF Fees (each item) | $20.00" · Source
Share Overdraft Fee (per each item paid)$20Within the typical range ($20–$30 nationally)
$8 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=overdraft; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Share Overdraft Fee (per each item paid) | $20.00" · Source
VISA Check Card/ATM Card NSF Fee$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=nsf; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="VISA Check Card/ATM Card NSF Fee | $20.00" · Source

ATM & CardVerified

Rush Delivery of VISA Check Card/ATM Card$35Within the typical range ($30–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1518. canonical_hint=rush_card; text_hash=72068985b9db02333352540a0a5a5c3ee2d1518ed682ef4a418e80621ad9f676; excerpt="Rush Delivery of VISA Check Card/ATM Card / $35.00" · Source
Visa Check Card/ATM Withdrawal (At machines we do not own or designate)$0.50Below the typical range ($1–$3 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=atm_non_network; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Visa Check Card/ATM Withdrawal (At machines we do not own or designate) | $0.50" · Source

Check ServicesVerified

Money Order Fee$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=money_order; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Money Order Fee | $1.00" · Source
Non-Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=check_cashing; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Non-Member Check Cashing Fee | $5.00" · Source
Stop Payment Charge$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=stop_payment; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Stop Payment Charge | $20.00" · Source

Lending FeesVerified

Late Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=late_payment; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Late Payment Fee | $25.00*" · Source

Retirement & IRAVerified

IRA Fees: Transfer Fee$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1518. canonical_hint=ira_termination; text_hash=72068985b9db02333352540a0a5a5c3ee2d1518ed682ef4a418e80621ad9f676; excerpt="Transfer Fee / $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Closed Account Fee (if closed within 90 days of opening)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=early_closure; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Closed Account Fee (if closed within 90 days of opening) \| $5.00"	Source
Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity; excludes f	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=dormant_account; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity; excludes fee or dividend transactions \| $5.00"	Source
Reconciliation Fee (refunded if our error)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=account_research; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Reconciliation Fee (refunded if our error) \| $20.00"	Source
Overdraft & NSFVerified
ACH NSF Fees (each item)	$20Below the typical range ($25–$32 nationally)	$9 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=nsf; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="ACH NSF Fees (each item) \| $20.00"	Source
Share Overdraft Fee (per each item paid)	$20
ATM & CardVerified
Rush Delivery of VISA Check Card/ATM Card	$35Within the typical range ($30–$50 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1518. canonical_hint=rush_card; text_hash=72068985b9db02333352540a0a5a5c3ee2d1518ed682ef4a418e80621ad9f676; excerpt="Rush Delivery of VISA Check Card/ATM Card / $35.00"	Source
Visa Check Card/ATM Withdrawal (At machines we do not own or designate)
Check ServicesVerified
Money Order Fee	$1Below the typical range ($2–$3.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=money_order; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Money Order Fee \| $1.00"	Source
Non-Member Check Cashing Fee	$5
Lending FeesVerified
Late Payment Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3777. canonical_hint=late_payment; text_hash=2a09d8566f9ab616ab3c487583999e014a54ad8772e625fa88b5d8a872148f7b; excerpt="Late Payment Fee \| $25.00*"	Source
Retirement & IRAVerified
IRA Fees: Transfer Fee	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1518. canonical_hint=ira_termination; text_hash=72068985b9db02333352540a0a5a5c3ee2d1518ed682ef4a418e80621ad9f676; excerpt="Transfer Fee / $25.00"	Source

Fee change alerts

Get an email when Health Care Professionals Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Health Care Professionals Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

29% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$41.6M

Work at Health Care Professionals Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$41.6M

Total deposits

$33.4M

Service charge income (year to date)

$157K

Fee income ratio

11.4%

Return on assets

1.57%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing