Suny Fredonia Federal Credit Union

Headquarters: Fredonia, New York
Charter: Credit Union
Assets: $48.3M
Fed district: New York

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Suny Fredonia Federal Credit Union: $15
Suny Fredonia Federal Credit Union: $15
U.S. median: no median
Stop Payment
Suny Fredonia Federal Credit Union: $10
Suny Fredonia Federal Credit Union: $10
U.S. median: no median
Wire Transfer (Int'l Out)
Compared at $80, the middle of its prices
Suny Fredonia Federal Credit Union: $65 to $95
Suny Fredonia Federal Credit Union: $65 to $95
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Suny Fredonia Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

2 Year Account Inactivity Fee$25
per month
Additional Paper Statement Fee$1
Returned Mail$5

ATM & Card

Replacement Visa Debit Card$10

Wire Transfers

Wire Transfer Fee (Outgoing)$15
Wire Transfer Fee (Incoming)$3
Wire Transfer (Outgoing International-USD to Foreign Currency)$65
Wire Transfer (Outgoing International-USD to USD)$95

Check Services

Corporate Check Fee$2
Money Order$1
Stop Payment$10
Foreign Canadian Check Deposit$2
Check Copy$2

Digital & Electronic

Drafts or ACH returned for NSF$25

Cash & Deposit

Returned Deposit Item$25

Lending Fees

Loan Late Payment Fee$10

Retirement & IRA

IRA Early Withdrawal Fee$20

Other Fees

Duplicate Lien Release$10

Fee	Amount	Basis	Note
Account Maintenance
2 Year Account Inactivity Fee	$25	per month	None
Additional Paper Statement Fee	$1	Not stated	None
Returned Mail	$5	Not stated	None
ATM & Card
Replacement Visa Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfer Fee (Outgoing)	$15	Not stated	None
Wire Transfer Fee (Incoming)	$3	Not stated	None
Wire Transfer (Outgoing International-USD to Foreign Currency)	$65	Not stated	None
Wire Transfer (Outgoing International-USD to USD)	$95	Not stated	None
Check Services
Corporate Check Fee	$2	Not stated	None
Money Order	$1	Not stated	None
Stop Payment	$10	Not stated	None
Foreign Canadian Check Deposit	$2	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
Drafts or ACH returned for NSF	$25	Not stated	None
Cash & Deposit
Returned Deposit Item	$25	Not stated	None
Lending Fees
Loan Late Payment Fee	$10	Not stated	None
Retirement & IRA
IRA Early Withdrawal Fee	$20	Not stated	None
Other Fees
Duplicate Lien Release	$10	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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