The Infirmary Federal Credit Union

Headquarters: Mobile, Alabama
Charter: Credit Union
Assets: $32.6M
Fed district: Atlanta

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Infirmary Federal Credit Union: $29
The Infirmary Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
The Infirmary Federal Credit Union: $29
The Infirmary Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
The Infirmary Federal Credit Union: $1
The Infirmary Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Infirmary Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$25
Not compared: Annual charge, not monthly
per year
Research Fee$40
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee | $40.00 Per hour - 1/2 hour minimum.
Return Mail$5
per month

Overdraft & NSF

Overdraft Advance Program (OA)$29
Non-Sufficient Funds (NSF)$29

ATM & Card

Foreign ATM Cash Withdrawal$1
ATM Card Reissue$2
Plastic Card Reissue$10

Check Services

Cashiers Check$5
Money Order$1
Stop Payment$29
Check Copy$2

Cash & Deposit

Return Deposit Item$20

Account Services

Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x10$50
per year
Safe Deposit Box 5x10$75
per year
Safe Deposit Box Lost Key$150
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$20
Not compared: Box drilling or key fee
per item
Garnishment/ Judgement/ Levy Processing Fee$25

Lending Fees

Credit Card Late Payment$25
Loan Late Payment$15

Other Fees

Statement Copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy | $5.00 Per Statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$25Not compared: Annual charge, not monthly	per year	None
Research Fee	$40Not compared: Charged per hour; comparison unavailable	per hour	Research Fee \| $40.00 Per hour - 1/2 hour minimum.
Return Mail	$5	per month	None
Overdraft & NSF
Overdraft Advance Program (OA)	$29	Not stated	None
Non-Sufficient Funds (NSF)	$29	Not stated	None
ATM & Card
Foreign ATM Cash Withdrawal	$1	Not stated	None
ATM Card Reissue	$2	Not stated	None
Plastic Card Reissue	$10	Not stated	None
Check Services
Cashiers Check	$5	Not stated	None
Money Order	$1	Not stated	None
Stop Payment	$29	Not stated	None
Check Copy	$2	Not stated	None
Cash & Deposit
Return Deposit Item	$20	Not stated	None
Account Services
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x10	$50	per year	None
Safe Deposit Box 5x10	$75	per year	None
Safe Deposit Box Lost Key	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$20Not compared: Box drilling or key fee	per item	None
Garnishment/ Judgement/ Levy Processing Fee	$25	Not stated	None
Lending Fees
Credit Card Late Payment	$25	Not stated	None
Loan Late Payment	$15	Not stated	None
Other Fees
Statement Copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy \| $5.00 Per Statement

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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