The Citizens National Bank of Meridian

Headquarters: Meridian, Mississippi
Charter: Bank
Assets: $1.9B
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
ClassicBlue Checking $5 · PremierBlue Checking $8
Compared at $6.50, the middle of its prices
The Citizens National Bank of Meridian: $5 to $8
The Citizens National Bank of Meridian: $5 to $8
U.S. median: no median
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
The Citizens National Bank of Meridian: $35 to $36
The Citizens National Bank of Meridian: $35 to $36
U.S. median: no median
NSF / Returned Item
Compared at $35.50, the middle of its prices
The Citizens National Bank of Meridian: $35 to $36
The Citizens National Bank of Meridian: $35 to $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Citizens National Bank of Meridian’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$5
per month
Monthly Maintenance$8
per month
Account Closing: Within 90 days$20
Consumer Paper Statement Fee$2
Paper statement fee$3

Overdraft & NSF

Bill Payment Overdraft Fee$36
per item · Per item, per presentment
Bill Payment Overdraft Fee per item, per presentment$36
per item
Consumer Overdraft Fee per item, per presentment$35
per item
Bill Payment NSF Fee per item, per presentment$36
per item
Consumer NSF Fee per item, per presentment$35
per item

ATM & Card

Balance Inquiry$2
Foreign ATM Balance Inquiry (audience not stated, treated as personal)$2
per item · Fees charged for using a non-CNB ATM
Foreign ATM Transactional Fees: Withdrawal$2
Replacement CNB Debit Card$5

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers: Incoming$20

Check Services

Official Checks$8
Money Orders$7
Stop Payments$36
Collection Items: Any Amount$12
Image Statements$5
per item · Research fee

Digital & Electronic

Expedited Overnight ACH Payment (audience not stated, treated as personal)$9.99
per item · Online Banking convenience fee

Cash & Deposit

Deposited Items Returned Fees per item, per presentment$10
per item

Account Services

Notary FeeNo charge
per item · Free for CNB customers. $5.00 for non-customers
Notary Fee Free for CNB customers.$5
Late Payment Fee (30 days or more past due)$5
Not compared: Box drilling or key fee
Tax Levy, Garnishment, Encumbrance Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$5	per month	None
Monthly Maintenance	$8	per month	None
Account Closing: Within 90 days	$20	Not stated	None
Consumer Paper Statement Fee	$2	Not stated	None
Paper statement fee	$3	Not stated	None
Overdraft & NSF
Bill Payment Overdraft Fee	$36	per item	Per item, per presentment
Bill Payment Overdraft Fee per item, per presentment	$36	per item	None
Consumer Overdraft Fee per item, per presentment	$35	per item	None
Bill Payment NSF Fee per item, per presentment	$36	per item	None
Consumer NSF Fee per item, per presentment	$35	per item	None
ATM & Card
Balance Inquiry	$2	Not stated	None
Foreign ATM Balance Inquiry (audience not stated, treated as personal)	$2	per item	Fees charged for using a non-CNB ATM
Foreign ATM Transactional Fees: Withdrawal	$2	Not stated	None
Replacement CNB Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers: Incoming	$20	Not stated	None
Check Services
Official Checks	$8	Not stated	None
Money Orders	$7	Not stated	None
Stop Payments	$36	Not stated	None
Collection Items: Any Amount	$12	Not stated	None
Image Statements	$5	per item	Research fee
Digital & Electronic
Expedited Overnight ACH Payment (audience not stated, treated as personal)	$9.99	per item	Online Banking convenience fee
Cash & Deposit
Deposited Items Returned Fees per item, per presentment	$10	per item	None
Account Services
Notary Fee	No charge	per item	Free for CNB customers. $5.00 for non-customers
Notary Fee Free for CNB customers.	$5	Not stated	None
Late Payment Fee (30 days or more past due)	$5Not compared: Box drilling or key fee	Not stated	None
Tax Levy, Garnishment, Encumbrance Fee	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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