The Citizens National Bank of Meridian

Headquarters: Meridian, Mississippi
Charter: Bank
Assets: $1.9B
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
ClassicBlue Checking $5 · PremierBlue Checking $8
Compared at $6.50, the middle of its prices
The Citizens National Bank of Meridian: $5 to $8
The Citizens National Bank of Meridian: $5 to $8
U.S. median: no median
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
The Citizens National Bank of Meridian: $35 to $36
The Citizens National Bank of Meridian: $35 to $36
U.S. median: no median
NSF / Returned Item
Compared at $35.50, the middle of its prices
The Citizens National Bank of Meridian: $35 to $36
The Citizens National Bank of Meridian: $35 to $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

The Citizens National Bank of Meridian · $1.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$1.8B to $2B in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Citizens National Bank of Meridian(this institution)	Meridian, MS	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Androscoggin Savings Bank	Lewiston, ME	$1.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank 7	Oklahoma City, OK	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BankWest, Inc.	Pierre, SD	$1.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Beneficial State Bank	Oakland, CA	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chelsea Groton Bank	Groton, CT	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cornerstone Bank	Fargo, ND	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Embassy Bank for the Lehigh Valley	Bethlehem, PA	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fairfield County Bank	Ridgefield, CT	$1.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fall River Five Cents Savings Bank	Fall River, MA	$1.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Commerce Bank	Lakewood, NJ	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank	Fort Pierre, SD	$2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Northern Bank of Dixon	Dixon, CA	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
FirstBank Southwest	Amarillo, TX	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Florence Bank	Florence, MA	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Hawthorn Bank	Jefferson City, MO	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kennebec Savings Bank	Augusta, ME	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Montecito Bank & Trust	Santa Barbara, CA	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Newtown Savings Bank	Newtown, CT	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Easton Savings Bank	South Easton, MA	$1.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oak Valley Community Bank	Oakdale, CA	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Conway National Bank	Conway, SC	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Farmers & Merchants Bank	Stuttgart, AR	$2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The National Bank of Blacksburg	Blacksburg, VA	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Thomaston Savings Bank	Thomaston, CT	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Tri City National Bank	Oak Creek, WI	$2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.50 (19%) below the median of similar-sized banks.

Compared at $6.50, the middle of its two prices, against a peer median of $8 among 13 publishing peers.

Its two checking prices are $5 and $8.

$6.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Citizens National Ban…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The Citizens National Bank of Meridian’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$5
per month
Monthly Maintenance$8
per month
Account Closing: Within 90 days$20
Consumer Paper Statement Fee$2
Paper statement fee$3

Overdraft & NSF

Bill Payment Overdraft Fee$36
per item · Per item, per presentment
Bill Payment Overdraft Fee per item, per presentment$36
per item
Consumer Overdraft Fee per item, per presentment$35
per item
Bill Payment NSF Fee per item, per presentment$36
per item
Consumer NSF Fee per item, per presentment$35
per item

ATM & Card

Balance Inquiry$2
Foreign ATM Balance Inquiry (audience not stated, treated as personal)$2
per item · Fees charged for using a non-CNB ATM
Foreign ATM Transactional Fees: Withdrawal$2
Replacement CNB Debit Card$5

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers: Incoming$20

Check Services

Official Checks$8
Money Orders$7
Stop Payments$36
Collection Items: Any Amount$12
Image Statements$5
per item · Research fee

Digital & Electronic

Expedited Overnight ACH Payment (audience not stated, treated as personal)$9.99
per item · Online Banking convenience fee

Cash & Deposit

Deposited Items Returned Fees per item, per presentment$10
per item

Account Services

Notary FeeNo charge
per item · Free for CNB customers. $5.00 for non-customers
Notary Fee Free for CNB customers.$5
Late Payment Fee (30 days or more past due)$5
Not compared: Box drilling or key fee
Tax Levy, Garnishment, Encumbrance Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$5	per month	None
Monthly Maintenance	$8	per month	None
Account Closing: Within 90 days	$20	Not stated	None
Consumer Paper Statement Fee	$2	Not stated	None
Paper statement fee	$3	Not stated	None
Overdraft & NSF
Bill Payment Overdraft Fee	$36	per item	Per item, per presentment
Bill Payment Overdraft Fee per item, per presentment	$36	per item	None
Consumer Overdraft Fee per item, per presentment	$35	per item	None
Bill Payment NSF Fee per item, per presentment	$36	per item	None
Consumer NSF Fee per item, per presentment	$35	per item	None
ATM & Card
Balance Inquiry	$2	Not stated	None
Foreign ATM Balance Inquiry (audience not stated, treated as personal)	$2	per item	Fees charged for using a non-CNB ATM
Foreign ATM Transactional Fees: Withdrawal	$2	Not stated	None
Replacement CNB Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers: Incoming	$20	Not stated	None
Check Services
Official Checks	$8	Not stated	None
Money Orders	$7	Not stated	None
Stop Payments	$36	Not stated	None
Collection Items: Any Amount	$12	Not stated	None
Image Statements	$5	per item	Research fee
Digital & Electronic
Expedited Overnight ACH Payment (audience not stated, treated as personal)	$9.99	per item	Online Banking convenience fee
Cash & Deposit
Deposited Items Returned Fees per item, per presentment	$10	per item	None
Account Services
Notary Fee	No charge	per item	Free for CNB customers. $5.00 for non-customers
Notary Fee Free for CNB customers.	$5	Not stated	None
Late Payment Fee (30 days or more past due)	$5Not compared: Box drilling or key fee	Not stated	None
Tax Levy, Garnishment, Encumbrance Fee	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Citizens National Bank of Meridian's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
ClassicBlue Checking $5 · PremierBlue Checking $8
Compared at $6.50, the middle of its prices
The Citizens National Bank of Meridian: $5 to $8
The Citizens National Bank of Meridian: $5 to $8
U.S. median: no median
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
The Citizens National Bank of Meridian: $35 to $36
The Citizens National Bank of Meridian: $35 to $36
U.S. median: no median
NSF / Returned Item
Compared at $35.50, the middle of its prices
The Citizens National Bank of Meridian: $35 to $36
The Citizens National Bank of Meridian: $35 to $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

The Citizens National Bank of Meridian · $1.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$1.8B to $2B in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Citizens National Bank of Meridian(this institution)	Meridian, MS	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Androscoggin Savings Bank	Lewiston, ME	$1.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank 7	Oklahoma City, OK	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BankWest, Inc.	Pierre, SD	$1.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Beneficial State Bank	Oakland, CA	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chelsea Groton Bank	Groton, CT	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cornerstone Bank	Fargo, ND	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Embassy Bank for the Lehigh Valley	Bethlehem, PA	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fairfield County Bank	Ridgefield, CT	$1.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fall River Five Cents Savings Bank	Fall River, MA	$1.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Commerce Bank	Lakewood, NJ	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank	Fort Pierre, SD	$2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Northern Bank of Dixon	Dixon, CA	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
FirstBank Southwest	Amarillo, TX	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Florence Bank	Florence, MA	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Hawthorn Bank	Jefferson City, MO	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kennebec Savings Bank	Augusta, ME	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Montecito Bank & Trust	Santa Barbara, CA	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Newtown Savings Bank	Newtown, CT	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Easton Savings Bank	South Easton, MA	$1.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oak Valley Community Bank	Oakdale, CA	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Conway National Bank	Conway, SC	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Farmers & Merchants Bank	Stuttgart, AR	$2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The National Bank of Blacksburg	Blacksburg, VA	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Thomaston Savings Bank	Thomaston, CT	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Tri City National Bank	Oak Creek, WI	$2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.50 (19%) below the median of similar-sized banks.

Compared at $6.50, the middle of its two prices, against a peer median of $8 among 13 publishing peers.

Its two checking prices are $5 and $8.

$6.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Citizens National Ban…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The Citizens National Bank of Meridian’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$5
per month
Monthly Maintenance$8
per month
Account Closing: Within 90 days$20
Consumer Paper Statement Fee$2
Paper statement fee$3

Overdraft & NSF

Bill Payment Overdraft Fee$36
per item · Per item, per presentment
Bill Payment Overdraft Fee per item, per presentment$36
per item
Consumer Overdraft Fee per item, per presentment$35
per item
Bill Payment NSF Fee per item, per presentment$36
per item
Consumer NSF Fee per item, per presentment$35
per item

ATM & Card

Balance Inquiry$2
Foreign ATM Balance Inquiry (audience not stated, treated as personal)$2
per item · Fees charged for using a non-CNB ATM
Foreign ATM Transactional Fees: Withdrawal$2
Replacement CNB Debit Card$5

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers: Incoming$20

Check Services

Official Checks$8
Money Orders$7
Stop Payments$36
Collection Items: Any Amount$12
Image Statements$5
per item · Research fee

Digital & Electronic

Expedited Overnight ACH Payment (audience not stated, treated as personal)$9.99
per item · Online Banking convenience fee

Cash & Deposit

Deposited Items Returned Fees per item, per presentment$10
per item

Account Services

Notary FeeNo charge
per item · Free for CNB customers. $5.00 for non-customers
Notary Fee Free for CNB customers.$5
Late Payment Fee (30 days or more past due)$5
Not compared: Box drilling or key fee
Tax Levy, Garnishment, Encumbrance Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$5	per month	None
Monthly Maintenance	$8	per month	None
Account Closing: Within 90 days	$20	Not stated	None
Consumer Paper Statement Fee	$2	Not stated	None
Paper statement fee	$3	Not stated	None
Overdraft & NSF
Bill Payment Overdraft Fee	$36	per item	Per item, per presentment
Bill Payment Overdraft Fee per item, per presentment	$36	per item	None
Consumer Overdraft Fee per item, per presentment	$35	per item	None
Bill Payment NSF Fee per item, per presentment	$36	per item	None
Consumer NSF Fee per item, per presentment	$35	per item	None
ATM & Card
Balance Inquiry	$2	Not stated	None
Foreign ATM Balance Inquiry (audience not stated, treated as personal)	$2	per item	Fees charged for using a non-CNB ATM
Foreign ATM Transactional Fees: Withdrawal	$2	Not stated	None
Replacement CNB Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers: Incoming	$20	Not stated	None
Check Services
Official Checks	$8	Not stated	None
Money Orders	$7	Not stated	None
Stop Payments	$36	Not stated	None
Collection Items: Any Amount	$12	Not stated	None
Image Statements	$5	per item	Research fee
Digital & Electronic
Expedited Overnight ACH Payment (audience not stated, treated as personal)	$9.99	per item	Online Banking convenience fee
Cash & Deposit
Deposited Items Returned Fees per item, per presentment	$10	per item	None
Account Services
Notary Fee	No charge	per item	Free for CNB customers. $5.00 for non-customers
Notary Fee Free for CNB customers.	$5	Not stated	None
Late Payment Fee (30 days or more past due)	$5Not compared: Box drilling or key fee	Not stated	None
Tax Levy, Garnishment, Encumbrance Fee	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.