Fire Police City County Federal Credit Union

Headquarters: Fort Wayne, Indiana
Charter: Credit Union
Assets: $206.6M
Fed district: Chicago

29 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fire Police City County Federal Credit Union: $36.50
Fire Police City County Federal Credit Union: $36.50
U.S. median: no median
Overdraft (OD)
Fire Police City County Federal Credit Union: $32
Fire Police City County Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Fire Police City County Federal Credit Union: $32
Fire Police City County Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fire Police City County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee per SEG (includes MFA fee) (audience not stated, treated as personal)$36.50
per month
Early Account Closing Fee$25
HSA Account Closure Fee$25
Dormant Account Fee (under $50)$10
per month
Balancing Checkbook$20
per item
Mailed Paper Statement$5
Incorrect Address Fee$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Fee$32
per item
NSF Fee$32
per item

ATM & Card

ATM Surcharge Fee$3.50
Nonproprietary ATM Withdrawal Fee$2
Replacement Card$15
Foreign Transactions Fee1%of the transaction

Wire Transfers

Outgoing Wire Transfer - Domestic$30
Incoming Wire Transfer - Domestic$10
Outgoing Wire Transfer - International$60
Incoming Wire Transfer - International$10

Check Services

Cashier's Check$5
Cashier's Checks$5
per item
Money Order Fee$3
Stale Date Cashier's Check or Money Order$10
Stop Payment Fee$30
Temporary Check Fee$2
per item
Check Cashing$5
Collection Fee (If closed and sent to Collections)$25
Check Copy Fee$5
per item

Digital & Electronic

Same Day ACH Origination Transaction per File (audience not stated, treated as personal)$20
per item
Same Day ACH Origination Transaction per Item (audience not stated, treated as personal)No charge
per item
Bill Pay Fee per transaction (if no eStatements)$1
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposit Item Return Fee$30

Account Services

Garnishment / Tax Levy$50
Research, with or without a subpoena$25
Not compared: Charged per hour; comparison unavailable
per hour · Research, with or without a subpoena | $25.00 per hour plus cost of check copies
Verification of Deposit (non-government)$5

Lending Fees

Late Payment$25

Retirement & IRA

IRA Account Closure Fee$25
IRA Premature Withdrawals$10
IRA Transfer Out Fee$25

Other Fees

Fax$3
Statement Copy$6
Flex Loan Application$49
Skip-a-Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee per SEG (includes MFA fee) (audience not stated, treated as personal)	$36.50	per month	None
Early Account Closing Fee	$25	Not stated	None
HSA Account Closure Fee	$25	Not stated	None
Dormant Account Fee (under $50)	$10	per month	None
Balancing Checkbook	$20	per item	None
Mailed Paper Statement	$5	Not stated	None
Incorrect Address Fee	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Fee	$32	per item	None
NSF Fee	$32	per item	None
ATM & Card
ATM Surcharge Fee	$3.50	Not stated	None
Nonproprietary ATM Withdrawal Fee	$2	Not stated	None
Replacement Card	$15	Not stated	None
Foreign Transactions Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer - Domestic	$30	Not stated	None
Incoming Wire Transfer - Domestic	$10	Not stated	None
Outgoing Wire Transfer - International	$60	Not stated	None
Incoming Wire Transfer - International	$10	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Cashier's Checks	$5	per item	None
Money Order Fee	$3	Not stated	None
Stale Date Cashier's Check or Money Order	$10	Not stated	None
Stop Payment Fee	$30	Not stated	None
Temporary Check Fee	$2	per item	None
Check Cashing	$5	Not stated	None
Collection Fee (If closed and sent to Collections)	$25	Not stated	None
Check Copy Fee	$5	per item	None
Digital & Electronic
Same Day ACH Origination Transaction per File (audience not stated, treated as personal)	$20	per item	None
Same Day ACH Origination Transaction per Item (audience not stated, treated as personal)	No charge	per item	None
Bill Pay Fee per transaction (if no eStatements)	$1Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposit Item Return Fee	$30	Not stated	None
Account Services
Garnishment / Tax Levy	$50	Not stated	None
Research, with or without a subpoena	$25Not compared: Charged per hour; comparison unavailable	per hour	Research, with or without a subpoena \| $25.00 per hour plus cost of check copies
Verification of Deposit (non-government)	$5	Not stated	None
Lending Fees
Late Payment	$25	Not stated	None
Retirement & IRA
IRA Account Closure Fee	$25	Not stated	None
IRA Premature Withdrawals	$10	Not stated	None
IRA Transfer Out Fee	$25	Not stated	None
Other Fees
Fax	$3	Not stated	None
Statement Copy	$6	Not stated	None
Flex Loan Application	$49	Not stated	None
Skip-a-Pay	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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