U.P.S. Employees Federal Credit Union

Headquarters: Ontario, California
Charter: Credit Union
Assets: $51.8M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
U.P.S. Employees Federal Credit Union: $13
U.P.S. Employees Federal Credit Union: $13
U.S. median: no median
NSF / Returned Item
U.P.S. Employees Federal Credit Union: $13
U.P.S. Employees Federal Credit Union: $13
U.S. median: no median
Non-Network ATM
U.P.S. Employees Federal Credit Union: $4
U.P.S. Employees Federal Credit Union: $4
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from U.P.S. Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum Balance Fee$5
Dormant Account Fee (After 6 Months Inactive)$10
Account Research (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (Per Month, Waived w/ e-Statements)$2
per month

Overdraft & NSF

Paid NSF Item$13
Returned NSF Item$13
Overdraft Transfer$2

ATM & Card

ATM Transactions - NON UPSEFCU ATM/NON CO-OP Network ATM$4
Card Replacement$20
Card Replacement Rush$50

Check Services

Cashier's Check (Payable to Third Party)$5
Stop Payment Item$20
Photocopy of Checks$4

Account Services

Levy, Garnishment, or Other Legal Process$35
Verification of Deposits$20

Other Fees

UPS Fee + (audience not stated, treated as personal)$1
Statement Copy (Per Month)$3
Not compared: Monthly charge, not per item
per month
Loan Processing$25
Loan Skip-A-Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum Balance Fee	$5	Not stated	None
Dormant Account Fee (After 6 Months Inactive)	$10	Not stated	None
Account Research (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (Per Month, Waived w/ e-Statements)	$2	per month	None
Overdraft & NSF
Paid NSF Item	$13	Not stated	None
Returned NSF Item	$13	Not stated	None
Overdraft Transfer	$2	Not stated	None
ATM & Card
ATM Transactions - NON UPSEFCU ATM/NON CO-OP Network ATM	$4	Not stated	None
Card Replacement	$20	Not stated	None
Card Replacement Rush	$50	Not stated	None
Check Services
Cashier's Check (Payable to Third Party)	$5	Not stated	None
Stop Payment Item	$20	Not stated	None
Photocopy of Checks	$4	Not stated	None
Account Services
Levy, Garnishment, or Other Legal Process	$35	Not stated	None
Verification of Deposits	$20	Not stated	None
Other Fees
UPS Fee + (audience not stated, treated as personal)	$1	Not stated	None
Statement Copy (Per Month)	$3Not compared: Monthly charge, not per item	per month	None
Loan Processing	$25	Not stated	None
Loan Skip-A-Pay	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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