The National Bank of Blacksburg

Headquarters: Blacksburg, Virginia
Charter: Bank
Assets: $1.8B
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Classic Checking $5 · Career Checking $10
Compared at $7.50, the middle of its prices
The National Bank of Blacksburg: $5 to $10
The National Bank of Blacksburg: $5 to $10
U.S. median: no median
Overdraft (OD)
The National Bank of Blacksburg: $38
The National Bank of Blacksburg: $38
U.S. median: no median
NSF / Returned Item
The National Bank of Blacksburg: $38
The National Bank of Blacksburg: $38
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The National Bank of Blacksburg’s own schedules, with a source for each figure.

Account Maintenance

Career Checking Monthly service fee$10
per month
Classic Checking Monthly Fee$5
per month
Early Closing Fee (within 90 days)$25
Holiday Club Early Closing$15
Account Research (per hour)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per hour) | $50.00
Undeliverable Statement$5

Overdraft & NSF

Overdraft Item Charge (per item)$38
per item
Savings Overdraft Charge$38
Return Item Charge$38

ATM & Card

National Bank ATM$3
Non-National Bank ATM$2
Replacement Check Card$10

Wire Transfers

Wire Transfers: Outgoing - Domestic$30
Wire Transfers: Incoming - Domestic$15
Wire Transfers: Outgoing - International$75
Wire Transfers: Incoming - International$20

Check Services

Cashier's Check$10
Stop Payment$38
Collection Item$35

Cash & Deposit

Return Deposit Item$10

Account Services

Drilling Fee$350
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee
Late Payment Fee$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$125
Safe Deposit Box 12 x 12$125
Safe Deposit Box 16 x 15.5$150
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 2 x 5$30
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$50
per year
Safe Deposit Box 3 x 10$50
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$35
per year
Safe Deposit Box 3 x 5$35
Safe Deposit Box 4 x 10$55
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)$40
per year
Safe Deposit Box 4 x 5$40
Safe Deposit Box 5 x 10$70
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$50
per year
Safe Deposit Box 5 x 5$50
Safe Deposit Box 6 x 10$70
Safe Deposit Boxes: 2.5 x 5$35
Garnishments/Liens$150

Lending Fees

Late Payment Fee$25

Retirement & IRA

IRA Transfer (external)$75

Other Fees

Statement Copy$10

Fee	Amount	Basis	Note
Account Maintenance
Career Checking Monthly service fee	$10	per month	None
Classic Checking Monthly Fee	$5	per month	None
Early Closing Fee (within 90 days)	$25	Not stated	None
Holiday Club Early Closing	$15	Not stated	None
Account Research (per hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per hour) \| $50.00
Undeliverable Statement	$5	Not stated	None
Overdraft & NSF
Overdraft Item Charge (per item)	$38	per item	None
Savings Overdraft Charge	$38	Not stated	None
Return Item Charge	$38	Not stated	None
ATM & Card
National Bank ATM	$3	Not stated	None
Non-National Bank ATM	$2	Not stated	None
Replacement Check Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Outgoing - Domestic	$30	Not stated	None
Wire Transfers: Incoming - Domestic	$15	Not stated	None
Wire Transfers: Outgoing - International	$75	Not stated	None
Wire Transfers: Incoming - International	$20	Not stated	None
Check Services
Cashier's Check	$10	Not stated	None
Stop Payment	$38	Not stated	None
Collection Item	$35	Not stated	None
Cash & Deposit
Return Deposit Item	$10	Not stated	None
Account Services
Drilling Fee	$350Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$125	Not stated	None
Safe Deposit Box 12 x 12	$125	Not stated	None
Safe Deposit Box 16 x 15.5	$150	Not stated	None
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 2 x 5	$30	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 3 x 10	$50	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box 3 x 5	$35	Not stated	None
Safe Deposit Box 4 x 10	$55	Not stated	None
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)	$40	per year	None
Safe Deposit Box 4 x 5	$40	Not stated	None
Safe Deposit Box 5 x 10	$70	Not stated	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 5 x 5	$50	Not stated	None
Safe Deposit Box 6 x 10	$70	Not stated	None
Safe Deposit Boxes: 2.5 x 5	$35	Not stated	None
Garnishments/Liens	$150	Not stated	None
Lending Fees
Late Payment Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer (external)	$75	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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