St. John United Federal Credit Union

Headquarters: Buffalo, New York
Charter: Credit Union
Assets: $1.1M
Fed district: New York

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
St. John United Federal Credit Union: $40
St. John United Federal Credit Union: $40
U.S. median: no median
Stop Payment
St. John United Federal Credit Union: $40
St. John United Federal Credit Union: $40
U.S. median: no median
Document Reproduction
St. John United Federal Credit Union: $2
St. John United Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from St. John United Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheatable Acct Fee$10
Inactive Account Fee$5
Not compared: Annual charge, not monthly
per year
Excessive Withdrawal Fees$1
per item

Overdraft & NSF

NSF Fee$40
per item

Check Services

Stop Payment Fee$40
per item

Other Fees

Photocopies$2
Loan Application Fee$15

Fee	Amount	Basis	Note
Account Maintenance
Escheatable Acct Fee	$10	Not stated	None
Inactive Account Fee	$5Not compared: Annual charge, not monthly	per year	None
Excessive Withdrawal Fees	$1	per item	None
Overdraft & NSF
NSF Fee	$40	per item	None
Check Services
Stop Payment Fee	$40	per item	None
Other Fees
Photocopies	$2	Not stated	None
Loan Application Fee	$15	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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