Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Northern Kentucky Federal Credit Union

Highland Height, KentuckyCredit UnionCleveland Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=account_research; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Account Research | $15.00 per hour" · Source

Dormant Account Fee$20

$15 above the national median

per year · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=dormant_account; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Dormant Account Fee | $20.00 per year" · Source

Overdraft & NSFVerified

Courtesy Pay Fee$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=overdraft; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Courtesy Pay Fee | $30.00 per item" · Source
NSF Return Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=nsf; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="NSF Return Fee* | $30.00 per unpaid, reinitiated and/or resubmitted item*" · Source

ATM & CardVerified

ATM/Debit Card Replacement Fee | 1 Free per year, then$10Within the typical range ($5–$10 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=card_replacement; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="ATM/Debit Card Replacement Fee | 1 Free per year, then $10.00 per card" · Source
Fee for ATM Transaction$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=atm_non_network; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Fee for ATM Transaction* | $1.00 per transaction over first two (2) per month" · Source

Check ServicesVerified

Money Order Fee$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=money_order; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Money Order Fee | $1 per item" · Source
Teller Check Fee | 1 free per day, after$1Below the typical range ($3–$6 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=cashiers_check; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Teller Check Fee | 1 free per day, after $1 per check" · Source

Account ServicesVerified

IRS Levy Processing Fee$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=garnishment_levy; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="IRS Levy Processing Fee | $20.00" · Source
Safe Deposit Box Fee$35Within the typical range ($25–$80 nationally)
$5 below the national median
per year · Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=safe_deposit_box; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Safe Deposit Box Fee | $35.00 annually" · Source

Lending FeesVerified

Late Fee for Loans$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=late_payment; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Late Fee for Loans | $25.00" · Source
Late Fee for VISA credit cards$20Within the typical range ($15–$26.50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=late_payment; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Late Fee for VISA credit cards | $20.00" · Source

Other FeesVerified

Statement Copies$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=document_reproduction; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Statement Copies | $1.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=account_research; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Account Research \| $15.00 per hour"	Source
Dormant Account Fee	$20Above the typical range ($5–$10 nationally)	$15 above the national median	per year	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=dormant_account; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Dormant Account Fee \| $20.00 per year"	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$30Within the typical range ($20–$30 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=overdraft; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Courtesy Pay Fee \| $30.00 per item"	Source
NSF Return Fee	$30
ATM & CardVerified
ATM/Debit Card Replacement Fee \| 1 Free per year, then	$10Within the typical range ($5–$10 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=card_replacement; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="ATM/Debit Card Replacement Fee \| 1 Free per year, then $10.00 per card"	Source
Fee for ATM Transaction
Check ServicesVerified
Money Order Fee	$1Below the typical range ($2–$3.50 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=money_order; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Money Order Fee \| $1 per item"	Source
Teller Check Fee \| 1 free per day, after
Account ServicesVerified
IRS Levy Processing Fee	$20Below the typical range ($25–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=garnishment_levy; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="IRS Levy Processing Fee \| $20.00"	Source
Safe Deposit Box Fee	$35
Lending FeesVerified
Late Fee for Loans	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=late_payment; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Late Fee for Loans \| $25.00"	Source
Late Fee for VISA credit cards	$20
Other FeesVerified
Statement Copies	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #1723. canonical_hint=document_reproduction; text_hash=7c496afce14146111084f846c38a960d4187f940127af4ba73d30921572174e1; excerpt="Statement Copies \| $1.00 per page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$43.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$43.1M

Total deposits

$36.3M

Service charge income (year to date)

$91K

Fee income ratio

7.7%

Return on assets

1.61%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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